| |
|
| Earned premiums, net of reinsurance | 19 012 | 26 196 | 6 843 | 14 579 | 21 614 |
| Gross premiums written | 28 843 | 36 465 | 13 124 | 22 094 | 29 092 |
| - Reinsurers share of gross premiums written | -7 862 | -9 119 | -2 464 | -3 884 | -5 153 |
| Gross change in the provisions for unearned premiums | -699 | 1 342 | -3 589 | -3 167 | -1 673 |
| - Reinsurers share of the gross change in the provision for outstanding claims | -1 269 | -2 491 | -229 | -464 | -651 |
| |
|
| Claims incurred, net of reinsurance | 16 054 | 23 349 | 5 848 | 12 046 | 17 932 |
| Gross claim payment | 25 131 | 31 934 | 6 991 | 13 963 | 21 126 |
| Reinsurers share of gross claim payments | -9 402 | -9 525 | -1 377 | -3 036 | -4 377 |
| Gross change in the provision for outstanding claims | -2 223 | 827 | 468 | 414 | -94 |
| Reinsurers share of the gross change in the provision for outstanding claims | 2 548 | 113 | -234 | 703 | 1 277 |
| |
|
| Bonuses and rebates | 1 | -9 | 1 | -6 | -5 |
| |
|
| Net change in technical provisions | 854 | -63 | 292 | 1 213 | 427 |
| |
|
| Other operating income (+)/expenses (-) | -4 778 | -6 872 | -1 900 | -3 848 | -5 703 |
| Personnel costs | 2 813 | 3 936 | 901 | 1 803 | 2 706 |
| Commisions received (+)/submitted (-) | -154 | -384 | -182 | -415 | -612 |
| Operating income (+)/costs (-) from real property | 181 | 220 | 63 | 121 | 184 |
| Depreciations of non-financial assets | 235 | 348 | 121 | 250 | 373 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | . | 0 | 0 |
| Other operating income (+)/expenses (-) | -1 757 | -2 424 | -759 | -1 502 | -2 196 |
| |
|
| Investment income (+)/charges (-) | 2 792 | 3 675 | 585 | 1 455 | 1 407 |
| Interest income | 2 637 | 3 572 | 756 | 1 471 | 1 806 |
| Interest charges | 107 | 186 | 40 | 56 | 63 |
| Share dividend etc. | 261 | 289 | -131 | 39 | -336 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 1 358 | 414 | -970 | -480 | -2 617 |
| Gains (+)/losses (-) | 2 820 | 2 942 | 386 | 671 | 728 |
| Unrealized gains (+)/losses (-) | -1 461 | -2 528 | -1 356 | -1 151 | -3 345 |
| Value re-adjustments (+)/adjustments (-) | 0 | 0 | 0 | . | . |
| |
|
| Profit/loss on ordinary activities | 1 474 | 135 | -1 583 | -1 547 | -3 652 |
| |
|
| Extraordinary income (+)/charges (-) | 48 | 1 | 1 | -2 | 3 |
| |
|
| Tax | 78 | 83 | -181 | -289 | -395 |
| |
|
| Profit/loss | 1 444 | 53 | -1 401 | -1 261 | -3 255 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | -1 053 | -1 466 | 37 | 37 | 1 687 |
|
