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Life and non-life insurance companies, 2. quarter 2002
7 Non-life insurance companies. Profit and loss account. Million kroner
30.06.2001 30.09.2001* 31.12.2001* 31.03.2002* 30.06.2002*
     
Earned premiums, net of reinsurance 14 579 21 614 29 223 8 062 16 645
Gross premiums written 22 094 29 092 37 341 15 301 25 513
- Reinsurers share of gross premiums written -3 884 -5 153 -6 735 -2 866 -4 804
Gross change in the provisions for unearned premiums -3 167 -1 673 -458 -5 512 -5 187
- Reinsurers share of the gross change in the provision for outstanding claims -464 -651 -926 1 139 1 124
     
Claims incurred, net of reinsurance 12 019 17 939 25 725 6 397 12 252
Gross claim payment 13 963 21 126 29 838 7 109 14 044
Reinsurers share of gross claim payments -3 036 -4 377 -6 204 -1 238 -2 616
Gross change in the provision for outstanding claims 388 -88 162 -95 1 449
Reinsurers share of the gross change in the provision for outstanding claims 703 1 278 1 928 621 -624
     
Bonuses and rebates -6 -5 17 10 20
     
Net change in technical provisions 1 213 424 478 637 968
     
Other operating income (+)/expenses (-) -3 848 -5 704 -7 243 -1 882 -3 877
Personnel costs 1 803 2 706 3 708 983 1 920
Commisions received (+)/submitted (-) -415 -612 -754 -286 -569
Operating income (+)/costs (-) from real property 121 184 264 78 158
Depreciations of non-financial assets 250 373 531 127 265
Value adjustments (-)/re-adjustments (+) of non-financial assets 0 0 1 . .
Other operating income (+)/expenses (-) -1 502 -2 196 -2 516 -564 -1 281
     
Investment income (+)/charges (-) 1 455 1 407 2 181 645 812
Interest income 1 471 1 806 2 968 677 1 537
Interest charges 56 63 252 68 148
Share dividend etc. 39 -336 -535 35 -577
     
Gains/losses, value (re-)adjustments on financial assets -480 -2 617 -1 406 -17 -2 125
Gains (+)/losses (-) 671 729 333 87 -770
Unrealized gains (+)/losses (-) -1 151 -3 345 -1 740 -104 -1 355
Value re-adjustments (+)/adjustments (-) . . 1 0 0
     
Profit/loss on ordinary activities -1 520 -3 657 -3 466 -237 -1 786
     
Extraordinary income (+)/charges (-) -2 3 1 30 29
     
Tax -282 -395 -584 -148 -150
     
Profit/loss -1 241 -3 259 -2 881 -59 -1 607
     
Spesifications   
Balance on the technical account for non-life insurance 64 1 683 3 1 403 2 316