| |
|
| Earned premiums, net of reinsurance | 21 614 | 29 223 | 8 049 | 16 645 | 24 771 |
| Gross premiums written | 29 092 | 37 341 | 15 301 | 25 513 | 33 758 |
| - Reinsurers share of gross premiums written | -5 153 | -6 735 | -2 918 | -4 804 | -6 465 |
| Gross change in the provisions for unearned premiums | -1 673 | -458 | -5 512 | -5 187 | -3 215 |
| - Reinsurers share of the gross change in the provision for outstanding claims | -651 | -926 | 1 178 | 1 124 | 693 |
| |
|
| Claims incurred, net of reinsurance | 17 939 | 25 725 | 6 384 | 12 252 | 18 657 |
| Gross claim payment | 21 126 | 29 838 | 7 109 | 14 044 | 20 236 |
| Reinsurers share of gross claim payments | -4 377 | -6 204 | -1 239 | -2 616 | -3 869 |
| Gross change in the provision for outstanding claims | -88 | 162 | -95 | 1 449 | 3 376 |
| Reinsurers share of the gross change in the provision for outstanding claims | 1 278 | 1 928 | 610 | -624 | -1 086 |
| |
|
| Bonuses and rebates | -5 | 17 | 10 | 20 | 21 |
| |
|
| Net change in technical provisions | 424 | 478 | 630 | 968 | 934 |
| |
|
| Other operating income (+)/expenses (-) | -5 704 | -7 243 | -1 881 | -3 877 | -6 123 |
| Personnel costs | 2 706 | 3 708 | 983 | 1 920 | 2 866 |
| Commisions received (+)/submitted (-) | -612 | -754 | -285 | -569 | -757 |
| Operating income (+)/costs (-) from real property | 184 | 264 | 78 | 158 | 232 |
| Depreciations of non-financial assets | 373 | 531 | 127 | 265 | 396 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | 0 | 1 | . | . | . |
| Other operating income (+)/expenses (-) | -2 196 | -2 516 | -564 | -1 281 | -2 335 |
| |
|
| Investment income (+)/charges (-) | 1 407 | 2 181 | 567 | 812 | 2 456 |
| Interest income | 1 806 | 2 968 | 676 | 1 537 | 2 547 |
| Interest charges | 63 | 252 | 68 | 148 | 258 |
| Share dividend etc. | -336 | -535 | -41 | -577 | 166 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | -2 617 | -1 406 | -17 | -2 125 | -2 968 |
| Gains (+)/losses (-) | 729 | 333 | 87 | -770 | -678 |
| Unrealized gains (+)/losses (-) | -3 345 | -1 740 | -104 | -1 355 | -2 290 |
| Value re-adjustments (+)/adjustments (-) | . | 1 | 0 | 0 | -1 |
| |
|
| Profit/loss on ordinary activities | -3 657 | -3 466 | -307 | -1 786 | -1 476 |
| |
|
| Extraordinary income (+)/charges (-) | 3 | 1 | 30 | 29 | -3 |
| |
|
| Tax | -395 | -584 | -148 | -150 | -168 |
| |
|
| Profit/loss | -3 259 | -2 881 | -128 | -1 607 | -1 312 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 1 683 | 3 | 202 | 2 316 | 3 049 |
|