Life and non-life insurance companies, 4. quarter 2002
2	Life insurance companies. Balance sheet by financial instrument. NOK Million

	31.12.2001	31.03.2002*	30.06.2002*	30.09.2002*	31.12.2002*
Assets
Intangible assets	973	982	1 378	1 738	1 133
Goodwill	.	.	.	.	.
Deferred tax asset	809	823	1 222	1 586	726
Other intangible assets	165	159	155	152	406
Tangible fixed assets	33 779	34 996	34 790	35 173	34 948
Land and buildings	33 258	34 471	34 257	34 634	34 613
Machinery, equipment and vehicles	521	526	533	539	335
Capital assets	81 451	83 989	89 242	116 274	133 279
Investments in subsiduaries	8 328	8 045	8 094	8 386	8 327
Shares in ltd. and gen. partnerships	350	.	.	.	0
Shares	106	191	191	195	201
Primary capital certificates	.	.	.	.	.
Shares in securities funds	14	14	14	16	16
Bonds	72 593	75 652	80 874	107 608	124 673
Other capital assets	60	87	69	70	62
Short-term investments	240 357	245 607	228 035	210 706	198 045
Shares	68 007	69 679	44 745	28 551	24 628
Primary capital certificates	160	111	39	1	33
Shares in securities funds	28 135	29 252	30 488	28 335	28 429
Bonds	112 373	110 741	113 987	110 630	92 983
Certificates	30 888	34 836	36 037	40 881	50 421
Financial derivatives	692	915	2 687	2 156	1 175
Other short-term investments	103	72	53	151	376
Loans utilizied	25 417	23 752	24 620	23 881	23 779
Gross loans	25 431	23 761	24 632	23 887	23 785
Specified provisions on loans	-14	-8	-12	-6	-6
Unspecified provisions on loans	-15	-15	-15	-15	-14
Other claims	17 272	17 045	14 282	17 698	16 635
Earned not yet paid revenues	5 751	5 646	5 372	6 290	6 366
Prepaid expenses	533	467	576	539	1 303
Insurance claims	4 825	6 535	5 212	5 275	5 275
Deposits with ceding undertakings	.	.	.	.	.
Other claims	6 164	4 396	3 121	5 593	3 690
Cash and bank deposits	13 467	16 315	26 875	14 956	22 494
The Central Bank of Norway	0	0	0	0	0
Commercial banks	10 616	13 366	21 894	13 379	19 520
Saving banks	285	333	3 845	451	1 060
Foreign banks	2 566	2 615	1 137	1 126	1 915
Total assets	412 701	422 671	419 206	420 411	430 300
Liabilities and equity capital
Equity capital	16 144	16 286	9 275	6 357	15 932
Deposit capital	8 761	8 591	8 611	8 788	8 874
Share capital	4 018	4 116	4 120	5 733	5 733
Primary capital	1 500	1 500	1 500	.	.
Share premiumreserve	920	712	728	775	497
Other deposit capital	2 323	2 263	2 263	2 280	2 645
Retained earnings	7 383	7 695	664	-2 432	7 057
Other equity	7 539	7 500	7 498	7 469	7 658
Not allocated profit	-156	195	-6 834	-9 901	-600
Subordinated liabilities	9 281	8 627	8 938	8 948	8 489
Bonds	5 946	5 305	5 613	5 565	5 009
Other subordinated loans	3 336	3 322	3 325	3 383	3 480
Revaluation reserve	1 217	1 206	.	.	192
Technical provisions	371 936	380 558	380 679	388 720	388 815
Life assurance provision	356 440	364 497	365 818	374 683	373 226
Premium reserve	327 156	335 672	338 182	348 513	352 810
Additional provisions	10 963	10 882	10 709	10 647	5 418
Premium provision	16 549	15 742	14 998	13 646	12 959
Pension provisions	279	232	245	208	193
Net provision for outstanding claims	1 281	1 330	1 388	1 349	1 510
Not allocated technical provision	.	370	.	.	.
Net other technical provisions	212	270	296	319	336
Equalization provision	584	582	586	586	525
Net tehcnical provisions where the risk is borne by the policyholder	14 912	15 479	14 275	13 451	15 063
Provisions for other charges	504	494	475	492	215
Provisions for pensions	.	.	.	.	.
Deffered tax	267	277	251	251	.
Other provisions for charges	236	218	224	241	215
Other liabilities	13 619	15 499	19 839	15 895	16 657
Loans	.	.	.	.	.
Expences accrued	257	321	311	328	303
Deffered income	319	364	362	282	202
Payable tax	70	79	46	-41	232
Dividend	.	.	.	.	.
Insurance liabilities	1 242	1 206	1 503	1 245	1 243
Deposits from reassurance companies	9 640	9 118	9 244	9 895	9 997
Other liabilities	2 091	4 411	8 372	4 185	4 680
Total liabilities	412 701	422 671	419 206	420 411	430 300
Specifications
Number of companies	24	22	22	21	21
Loan with mortgage on dwelling	11 604	11 555	11 505	11 475	11 526

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