| |
|
| Earned premiums, net of reinsurance | 29 219 | 8 107 | 16 761 | 24 771 | 33 045 |
| Gross premiums written | 37 341 | 15 428 | 25 767 | 33 758 | 42 392 |
| - Reinsurers share of gross premiums written | -6 735 | -2 989 | -4 948 | -6 465 | -8 298 |
| Gross change in the provisions for unearned premiums | -462 | -5 527 | -5 217 | -3 215 | -1 231 |
| - Reinsurers share of the gross change in the provision for outstanding claims | -926 | 1 195 | 1 159 | 693 | 181 |
| |
|
| Claims incurred, net of reinsurance | 25 725 | 6 428 | 12 335 | 18 657 | 25 851 |
| Gross claim payment | 29 838 | 7 248 | 14 316 | 20 236 | 28 397 |
| Reinsurers share of gross claim payments | -6 204 | -1 317 | -2 771 | -3 869 | -5 700 |
| Gross change in the provision for outstanding claims | 162 | -103 | 1 434 | 3 376 | 4 505 |
| Reinsurers share of the gross change in the provision for outstanding claims | 1 928 | 600 | -644 | -1 086 | -1 351 |
| |
|
| Bonuses and rebates | 17 | 10 | 20 | 21 | 41 |
| |
|
| Net change in technical provisions | 474 | 605 | 920 | 934 | 1 089 |
| |
|
| Other operating income (+)/expenses (-) | -7 243 | -1 935 | -3 985 | -6 123 | -7 860 |
| Personnel costs | 3 708 | 992 | 1 937 | 2 866 | 3 911 |
| Commisions received (+)/submitted (-) | -754 | -297 | -593 | -757 | -911 |
| Operating income (+)/costs (-) from real property | 264 | 78 | 158 | 232 | 311 |
| Depreciations of non-financial assets | 531 | 128 | 267 | 396 | 541 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | 1 | . | . | . | 0 |
| Other operating income (+)/expenses (-) | -2 516 | -597 | -1 347 | -2 335 | -2 808 |
| |
|
| Investment income (+)/charges (-) | 2 181 | 569 | 815 | 2 456 | 3 595 |
| Interest income | 2 968 | 678 | 1 540 | 2 547 | 3 738 |
| Interest charges | 252 | 68 | 148 | 258 | 459 |
| Share dividend etc. | -535 | -41 | -577 | 166 | 315 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | -1 406 | -17 | -2 124 | -2 968 | -2 872 |
| Gains (+)/losses (-) | 333 | 88 | -770 | -678 | -918 |
| Unrealized gains (+)/losses (-) | -1 740 | -104 | -1 354 | -2 290 | -1 951 |
| Value re-adjustments (+)/adjustments (-) | 1 | 0 | 0 | -1 | -3 |
| |
|
| Profit/loss on ordinary activities | -3 466 | -320 | -1 809 | -1 476 | -1 073 |
| |
|
| Extraordinary income (+)/charges (-) | 1 | 30 | 29 | -3 | 6 |
| |
|
| Tax | -584 | -149 | -153 | -168 | -441 |
| |
|
| Profit/loss | -2 881 | -141 | -1 627 | -1 312 | -626 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 3 | 225 | 2 328 | 3 049 | 3 256 |
|
