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Life and non-life insurance companies, 2. quarter 2003
7 Non-life insurance companies. Profit and loss account. NOK Million
30.06.2002 30.09.2002* 31.12.2002* 31.03.2003* 30.06.2003*
     
Earned premiums, net of reinsurance 16 761 24 771 33 045 9 065 18 121
Gross premiums written 25 767 33 758 42 392 16 806 27 774
- Reinsurers share of gross premiums written -4 948 -6 465 -8 298 -2 997 -4 905
Gross change in the provisions for unearned premiums -5 217 -3 215 -1 231 -5 753 -5 718
- Reinsurers share of the gross change in the provision for outstanding claims 1 159 693 181 1 010 971
     
Claims incurred, net of reinsurance 12 335 18 657 25 851 6 776 13 420
Gross claim payment 14 316 20 236 28 397 7 837 14 892
Reinsurers share of gross claim payments -2 771 -3 869 -5 700 -1 262 -2 979
Gross change in the provision for outstanding claims 1 434 3 376 4 505 103 671
Reinsurers share of the gross change in the provision for outstanding claims -644 -1 086 -1 351 98 836
     
Bonuses and rebates 20 21 41 2 -1
     
Net change in technical provisions 920 934 1 089 620 1 959
     
Other operating income (+)/expenses (-) -3 985 -6 123 -7 860 -2 790 -4 521
Personnel costs 1 937 2 866 3 911 1 011 1 989
Commisions received (+)/submitted (-) -593 -757 -911 -398 -741
Operating income (+)/costs (-) from real property 158 232 311 69 139
Depreciations of non-financial assets 267 396 541 136 269
Value adjustments (-)/re-adjustments (+) of non-financial assets . . 0 . .
Other operating income (+)/expenses (-) -1 347 -2 335 -2 808 -1 314 -1 662
     
Investment income (+)/charges (-) 815 2 456 3 595 799 1 590
Interest income 1 540 2 547 3 738 834 1 591
Interest charges 148 258 459 168 268
Share dividend etc. -577 166 315 132 268
     
Gains/losses, value (re-)adjustments on financial assets -2 124 -2 968 -2 872 193 1 722
Gains (+)/losses (-) -770 -678 -918 104 411
Unrealized gains (+)/losses (-) -1 354 -2 290 -1 951 88 1 312
Value re-adjustments (+)/adjustments (-) 0 -1 -3 1 -1
     
Profit/loss on ordinary activities -1 809 -1 476 -1 073 -131 1 534
     
Extraordinary income (+)/charges (-) 29 -3 6 . .
     
Tax -153 -168 -441 -88 118
     
Profit/loss -1 627 -1 312 -626 -43 1 416
     
Spesifications   
Balance on the technical account for non-life insurance 2 328 3 049 3 256 -270 -142
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