Life insurance companies. Balance sheet by financial instrument. NOK Million

Life and non-life insurance companies, 2003
2	Life insurance companies. Balance sheet by financial instrument. NOK Million

	31.12.2002	31.03.2003*	30.06.2003*	30.09.2003*	31.12.2003*



Assets

Intangible assets	1 133	1 097	991	914	1 007
Goodwill	.	.	.	.	.
Deferred tax asset	726	760	690	629	536
Other intangible assets	406	337	302	285	471

Tangible fixed assets	34 948	36 475	36 384	36 481	36 029
Land and buildings	34 613	36 138	36 026	36 109	35 879
Machinery, equipment and vehicles	335	337	358	373	150

Capital assets	133 279	150 890	166 300	172 629	176 292
Investments in subsiduaries	8 327	8 288	8 433	8 487	8 660
Shares in ltd. and gen. partnerships	0	0	0	0	0
Shares	201	215	247	948	1 442
Primary capital certificates	.	.	.	.	.
Shares in securities funds	16	16	16	17	17
Bonds	124 673	142 301	157 489	163 177	166 182
Other capital assets	62	70	116	1	-9

Short-term investments	199 377	193 156	192 505	196 045	199 083
Shares	24 628	23 866	30 037	35 560	45 436
Primary capital certificates	33	1	1	1	.
Shares in securities funds	29 760	31 989	36 949	36 408	32 517
Bonds	92 983	88 211	86 616	85 533	82 353
Certificates	50 421	48 570	38 670	37 096	36 957
Financial derivatives	1 175	95	43	1 383	1 446
Other short-term investments	376	425	188	63	374

Loans utilizied	23 779	24 507	24 325	24 291	21 298
Gross loans	23 785	24 517	24 331	24 297	21 300
Specified provisions on loans	-6	-9	-6	-6	-2

Unspecified provisions on loans	-14	-12	-12	-12	-9

Other claims	16 635	17 992	17 136	16 966	14 172
Earned not yet paid revenues	6 366	7 589	7 148	7 769	7 237
Prepaid expenses	1 303	528	505	518	655
Insurance claims	5 275	7 221	7 742	5 948	4 365
Deposits with ceding undertakings	.	.	.	.	.
Other claims	3 690	2 653	1 741	2 730	1 916

Cash and bank deposits	21 163	16 066	15 204	13 998	19 933
The Central Bank of Norway	0	0	0	0	0
Commercial banks	18 188	13 679	14 146	12 994	13 165
Saving banks	1 060	2 360	282	214	3 314
Foreign banks	1 915	27	776	790	3 453

Total assets	430 300	440 171	452 834	461 313	467 805

Liabilities and equity capital

Equity capital	15 931	16 678	19 315	17 508	16 969
Deposit capital	9 010	8 794	8 808	8 909	8 531
Share capital	5 733	5 783	5 786	5 793	5 428
Primary capital	.	.	.	.	.
Share premiumreserve	497	786	798	820	814
Other deposit capital	2 780	2 225	2 225	2 295	2 290
Retained earnings	6 921	7 885	10 507	8 600	8 438
Other equity	7 335	7 134	7 134	7 100	8 263
Not allocated profit	-415	750	3 373	1 500	175

Subordinated liabilities	8 489	8 589	8 749	8 718	8 473
Bonds	5 134	5 022	5 216	5 220	5 485
Other subordinated loans	3 355	3 567	3 532	3 498	2 988

Revaluation reserve	192	258	4 350	5 111	6 937

Technical provisions	388 815	396 794	404 496	412 964	417 833
Life assurance provision	373 226	380 243	385 981	394 111	408 975
Premium reserve	352 810	360 452	364 360	370 035	384 381
Additional provisions	5 418	5 386	5 437	5 374	9 594
Premium provision	12 959	11 791	11 581	10 679	12 012
Pension provisions	193	166	153	136	168
Net provision for outstanding claims	1 510	1 542	1 562	1 748	1 894
Not allocated technical provision	.	417	2 370	5 520	288
Net other technical provisions	336	489	520	618	638
Equalization provision	525	534	540	544	566
Net tehcnical provisions where the risk is borne by the policyholder	15 063	16 018	17 975	18 309	8 293

Provisions for other charges	216	215	215	216	221
Provisions for pensions	.	.	.	.	.
Deffered tax	.	.	.	-0	-0
Other provisions for charges	216	215	215	216	221

Other liabilities	16 657	17 636	15 709	16 796	17 371
Loans	.	.	.	.	.
Expences accrued	303	390	380	274	271
Deffered income	202	231	233	301	575
Payable tax	232	204	126	126	169
Dividend	.	.	.	.	230
Insurance liabilities	1 243	1 344	1 937	1 502	2 557
Deposits from reassurance companies	9 997	9 800	9 288	9 353	9 986
Other liabilities	4 680	5 667	3 744	5 241	3 583

Total liabilities	430 300	440 171	452 834	461 313	467 805

Specifications
Number of companies	20	20	20	20	20
Loan with mortgage on dwelling	11 526	11 881	11 772	11 739	9 914