Non-life insurance companies. Balance sheet by financial instrument. NOK Million

Life and non-life insurance companies, 2003
8	Non-life insurance companies. Balance sheet by financial instrument. NOK Million

	31.12.2002	31.03.2003*	30.06.2003*	30.09.2003*	31.12.2003*



Assets

Intangible assets	7 038	7 204	6 969	6 842	6 679
Goodwill	.	.	.	.	.
Deferred tax asset	1 815	2 050	1 899	1 868	1 782
Other intangible assets	5 224	5 153	5 070	4 975	4 897

Tangible fixed assets	5 220	5 156	5 122	4 999	4 451
Land and buildings	4 359	4 342	4 344	4 319	3 876
Machinery, equipment and vehicles	861	814	778	680	576

Capital assets	21 749	8 138	8 211	7 905	7 645
Investments in subsiduaries	4 191	4 380	4 352	4 386	1 723
Shares in ltd. and gen. partnerships	2	2	23	23	26
Shares	168	175	179	194	2 507
Primary capital certificates	.	.	.	.	.
Shares in securities funds	4	45	52	57	44
Bonds	5 359	3 513	3 505	3 131	3 131
Other capital assets	12 024	24	100	115	214

Short-term investments	39 178	43 903	47 577	48 775	49 234
Shares	3 724	4 610	5 273	5 790	6 532
Primary capital certificates	153	146	175	129	33
Shares in securities funds	2 523	2 395	2 652	2 885	3 470
Bonds	23 531	24 165	25 939	24 201	25 035
Certificates	8 809	11 634	13 281	14 874	13 537
Financial derivatives	396	910	204	847	563
Other short-term investments	41	44	54	49	64

Loans utilizied	1 130	1 302	1 407	1 437	1 516
Gross loans	1 140	1 310	1 415	1 445	1 521
Specified provisions on loans	-9	-8	-8	-8	-5

Unspecified provisions on loans	-4	-4	-4	-4	-5

Other claims	15 823	31 585	32 946	32 077	29 616
Earned not yet paid revenues	837	949	979	1 244	678
Prepaid expenses	1 011	1 033	1 271	1 177	1 151
Insurance claims	8 422	11 698	11 482	10 326	8 794
Other claims	5 553	17 906	19 214	19 330	18 994

Cash and bank deposits	7 861	7 835	7 220	6 722	7 583
The Central Bank of Norway	1	1	1	1	1
Commercial banks	5 496	5 208	4 558	4 157	3 907
Saving banks	1 247	1 761	1 018	1 150	2 681
Foreign banks	1 117	865	1 643	1 414	994

Total assets	97 995	105 119	109 448	108 754	106 720

Liabilities and equity capital

Equity capital	15 622	11 378	12 836	14 006	15 525
Deposit capital	3 496	3 461	3 396	3 342	3 203
Share capital	2 553	2 604	2 547	2 474	2 375
Primary capital	.	.	.	3	.
Share premiumreserve	673	635	619	619	564
Other deposit capital	270	222	230	246	264
Retained earnings	12 126	7 916	9 440	10 664	12 322
Revaluation reserve	0	0	17	37	75
Other equity	12 662	7 966	7 957	8 110	8 192
Not allocated profit	-536	-50	1 466	2 516	4 055

Subordinated liabilities	223	298	298	232	232
Bonds	.	77	77	.	.
Other subordinated loans	223	221	221	232	232

Technical provisions	73 746	78 283	79 995	79 322	77 965
Net provision for unearned premium	13 498	18 386	18 246	16 427	14 734
Net provision for outstanding claims	37 212	36 338	36 937	37 596	38 229
Provision for bonuses and rebates	28	32	36	42	30
Equalization provision	22 874	23 388	24 642	25 235	24 943
Provision for not discharges risk	33	62	44	34	29
Equalization provision	13 984	14 307	14 914	15 204	14 512
Reinsurance provision	1 184	1 195	1 409	1 384	1 464
Administrative provision	1 718	1 697	1 788	1 830	1 860
Naturedamage provision	5 005	5 171	5 501	5 775	6 013
Guarantee provision	949	957	986	1 008	1 065
Net other technical provisions	134	138	133	21	28

Provisions for other charges	429	571	586	635	807
Provisions for pensions	.	.	.	.	.
Deffered tax	-68	67	89	151	90
Other provisions for charges	498	504	497	484	716

Other liabilities	7 975	14 590	15 733	14 560	12 192
Loans	.	.	.	.	.
Expences accrued	1 005	1 034	1 128	1 117	959
Deffered income	18	19	214	4	12
Payable tax	108	140	106	120	32
Dividend	270	182	2	2	1 322
Insurance liabilities	2 586	2 808	2 930	3 424	2 422
Other liabilities	3 989	10 407	11 353	9 892	7 446

Total liabilities	97 995	105 119	109 448	108 754	106 720

Specifications
Number of companies	104	105	104	104	93
Loan with mortgage on dwelling	294	310	305	297	292