Life insurance companies. Balance sheet by financial instrument. NOK Million

Life and non-life insurance companies, 4. quarter 2004
2	Life insurance companies. Balance sheet by financial instrument. NOK Million

	31.12.2003	31.03.2004*	30.06.2004*	30.09.2004*	31.12.2004*



Assets

Intangible assets	1 017	704	671	619	554
Goodwill	.	.	.	.	.
Deferred tax asset	518	247	222	200	199
Other intangible assets	499	458	449	419	356

Tangible fixed assets	36 076	36 621	36 292	39 251	41 590
Land and buildings	35 910	36 434	36 118	39 097	41 450
Machinery, equipment and vehicles	166	187	174	153	140

Capital assets	176 300	184 223	185 644	185 190	176 846
Investments in subsiduaries	8 649	8 668	8 686	8 730	9 500
Shares in ltd. and gen. partnerships	0	.	.	7	0
Shares	1 442	1 541	1 933	1 983	1 917
Primary capital certificates	.	.	.	.	.
Shares in securities funds	17	15	15	15	15
Bonds	166 182	173 990	175 002	174 454	165 405
Other capital assets	9	9	8	1	8

Short-term investments	208 932	219 367	228 062	237 933	254 122
Shares	45 344	53 129	54 236	57 106	61 118
Primary capital certificates	.	.	.	.	23
Shares in securities funds	42 422	46 442	46 475	54 005	59 635
Bonds	82 653	95 790	102 580	102 706	104 297
Certificates	36 957	22 615	25 286	22 839	33 927
Financial derivatives	1 446	1 329	993	1 134	1 278
Other short-term investments	110	61	-1 508	144	-6 156

Loans utilizied	21 304	20 974	20 422	19 030	18 866
Gross loans	21 306	20 979	20 426	19 032	18 873
Specified provisions on loans	-2	-5	-5	-2	-7

Unspecified provisions on loans	-9	-8	-10	-7	-7

Other claims	15 112	16 034	16 543	19 914	15 323
Earned not yet paid revenues	7 242	7 878	7 015	7 670	7 462
Prepaid expenses	656	565	600	597	600
Insurance claims	4 395	5 610	4 979	9 182	5 291
Deposits with ceding undertakings	.	.	.	.	.
Other claims	2 819	1 982	3 949	2 466	1 970

Cash and bank deposits	21 557	21 252	20 000	21 879	27 693
The Central Bank of Norway	0	0	0	0	3
Banks	18 104	18 674	16 747	12 710	20 459
Foreign banks	3 453	2 577	3 252	9 169	7 231

Total assets	480 289	499 166	507 624	523 809	534 988

Liabilities and equity capital

Equity capital	16 767	18 254	19 922	20 934	20 428
Deposit capital	8 939	8 990	9 926	9 924	9 175
Share capital	5 797	5 802	5 858	5 858	4 740
Primary capital	.	.	.	.	.
Share premiumreserve	844	864	1 745	1 745	1 698
Other deposit capital	2 299	2 324	2 324	2 322	2 737
Retained earnings	7 828	9 265	9 996	11 010	11 253
Other equity	7 793	7 912	7 776	7 628	10 867
Not allocated profit	35	1 353	2 220	3 383	386

Subordinated liabilities	8 543	8 691	9 906	9 709	8 335
Bonds	5 485	5 615	6 827	6 753	5 426
Other subordinated loans	3 058	3 076	3 079	2 956	2 909

Revaluation reserve	6 937	9 736	7 080	7 091	10 498

Technical provisions	429 708	443 599	451 935	464 777	489 456
Life assurance provision	409 059	420 919	428 897	440 616	464 284
Premium reserve	384 512	395 539	400 394	412 342	433 782
Additional provisions	9 630	8 946	8 841	8 810	10 827
Premium provision	12 137	12 111	12 473	11 578	14 760
Pension provisions	168	121	354	293	129
Net provision for outstanding claims	1 895	1 962	2 023	2 313	2 307
Not allocated technical provision	79	1 447	3 906	4 324	2 307
Net other technical provisions	638	793	906	956	171
Equalization provision	571	595	597	596	607
Net tehcnical provisions where the risk is borne by the policyholder	20 078	22 085	22 440	23 566	24 566

Provisions for other charges	722	1 031	1 079	1 142	825
Provisions for pensions	.	.	.	.	.
Deffered tax	500	756	859	903	577
Other provisions for charges	222	275	220	239	247

Other liabilities	17 611	17 855	17 703	20 156	5 445
Loans	.	.	.	.	.
Expences accrued	277	400	274	284	386
Deffered income	575	163	170	1 945	389
Payable tax	29	66	55	30	34
Dividend	334	.	.	.	.
Insurance liabilities	2 580	1 955	2 824	1 455	1 040
Deposits from reassurance companies	9 986	9 983	9 988	9 974	426
Other liabilities	3 829	5 287	4 393	6 468	3 171

Total liabilities	480 289	499 166	507 624	523 809	534 988

Specifications
Number of companies	20	19	19	19	18
Loan with mortgage on dwelling	9 614	9 673	9 622	8 663	8 633