Life insurance companies. Balance sheet by financial instrument. NOK Million

Life and non-life insurance companies, 2005
2	Life insurance companies. Balance sheet by financial instrument. NOK Million

	31.03.2004	30.06.2004*	30.09.2004*	31.12.2004*	31.03.2005*



Assets

Intangible assets	704	671	619	531	503
Goodwill	.	.	.	.	.
Deferred tax asset	247	222	200	174	162
Other intangible assets	458	449	419	357	340

Tangible fixed assets	36 621	36 292	39 251	42 312	42 665
Land and buildings	36 434	36 118	39 097	42 173	42 499
Machinery, equipment and vehicles	187	174	153	138	166

Capital assets	184 223	185 644	185 190	176 846	177 199
Investments in subsiduaries	8 668	8 686	8 730	9 500	9 619
Shares in ltd. and gen. partnerships	.	.	7	0	0
Shares	1 541	1 933	1 983	1 917	1 945
Primary capital certificates	.	.	.	.	.
Shares in securities funds	15	15	15	15	15
Bonds	173 990	175 002	174 454	165 405	165 618
Other capital assets	9	8	1	8	1

Short-term investments	219 367	229 631	237 933	260 422	276 262
Shares	53 129	54 236	57 106	61 118	62 775
Primary capital certificates	.	.	.	23	41
Shares in securities funds	46 442	46 475	54 005	59 635	64 037
Bonds	95 790	102 580	102 706	104 297	110 313
Certificates	22 615	25 286	22 839	33 927	37 054
Financial derivatives	1 329	993	1 134	1 278	818
Other short-term investments	61	61	144	144	1 224

Loans utilizied	20 974	20 422	19 030	18 866	18 511
Gross loans	20 979	20 426	19 032	18 873	18 518
Specified provisions on loans	-5	-5	-2	-7	-7

Unspecified provisions on loans	-8	-10	-7	-7	-4

Other claims	16 034	16 543	19 914	15 119	13 781
Earned not yet paid revenues	7 878	7 015	7 670	7 462	7 793
Prepaid expenses	565	600	597	672	940
Insurance claims	5 610	4 979	9 182	5 299	3 779
Deposits with ceding undertakings	.	.	.	.	.
Other claims	1 982	3 949	2 466	1 686	1 268

Cash and bank deposits	21 252	18 430	21 879	21 393	24 511
The Central Bank of Norway	0	0	0	0	0
Banks	18 674	15 178	12 710	18 385	21 380
Foreign banks	2 577	3 252	9 169	3 008	3 132

Total assets	499 166	507 624	523 809	535 482	553 428

Liabilities and equity capital

Equity capital	18 254	19 922	20 934	20 475	21 313
Deposit capital	8 990	9 926	9 924	10 291	10 298
Share capital	4 686	4 742	4 742	4 740	4 740
Primary capital	.	.	.	.	.
Share premiumreserve	1 980	2 861	2 861	2 814	2 814
Other deposit capital	2 324	2 324	2 322	2 737	2 744
Retained earnings	9 265	9 996	11 010	10 184	11 015
Other equity	7 912	7 775	7 628	9 823	10 109
Not allocated profit	1 353	2 220	3 383	361	906

Subordinated liabilities	8 691	9 906	9 709	8 335	8 408
Bonds	5 615	6 827	6 753	5 286	5 340
Other subordinated loans	3 076	3 079	2 956	3 049	3 068

Revaluation reserve	9 736	7 080	7 091	10 498	9 677

Technical provisions	443 599	451 935	464 777	489 686	506 028
Life assurance provision	420 919	428 897	440 616	464 514	479 339
Premium reserve	395 539	400 394	412 342	433 680	448 608
Additional provisions	8 946	8 841	8 810	10 927	10 936
Premium provision	12 111	12 473	11 578	15 472	13 931
Pension provisions	121	354	293	129	115
Net provision for outstanding claims	1 962	2 023	2 313	2 307	2 416
Not allocated technical provision	1 447	3 906	4 324	1 827	3 142
Net other technical provisions	793	906	956	171	192
Equalization provision	595	597	596	607	611
Net tehcnical provisions where the risk is borne by the policyholder	22 085	22 440	23 566	24 566	26 079

Provisions for other charges	1 031	1 079	1 142	925	984
Provisions for pensions	.	.	.	.	.
Deffered tax	756	859	903	605	600
Other provisions for charges	275	220	239	319	384

Other liabilities	17 855	17 703	20 156	5 562	7 017
Loans	.	.	.	.	.
Expences accrued	400	274	284	386	378
Deffered income	163	170	1 945	389	836
Payable tax	66	55	30	34	22
Dividend	.	.	.	.	.
Insurance liabilities	1 955	2 824	1 455	1 048	956
Deposits from reassurance companies	9 983	9 988	9 974	426	422
Other liabilities	5 287	4 393	6 468	3 279	4 403

Total liabilities	499 166	507 624	523 809	535 482	553 428

Specifications
Number of companies	19	19	19	18	19
Loan with mortgage on dwelling	9 673	9 622	8 663	8 633	8 397