Life insurance companies. Balance sheet by financial instrument. NOK Million

Life and non-life insurance companies, 2005
2	Life insurance companies. Balance sheet by financial instrument. NOK Million

	30.06.2004	30.09.2004*	31.12.2004*	31.03.2005*	30.06.2005*



Assets

Intangible assets	671	619	531	503	503
Goodwill	.	.	.	.	.
Deferred tax asset	222	200	174	162	152
Other intangible assets	449	419	357	340	351

Tangible fixed assets	36 292	39 251	42 312	42 665	42 780
Land and buildings	36 118	39 097	42 173	42 499	42 584
Machinery, equipment and vehicles	174	153	138	166	195

Capital assets	185 644	185 190	176 846	177 199	174 464
Investments in subsiduaries	8 686	8 730	9 500	9 619	10 182
Shares in ltd. and gen. partnerships	.	7	0	0	.
Shares	1 933	1 983	1 917	1 945	1 941
Primary capital certificates	.	.	.	.	.
Shares in securities funds	15	15	15	15	13
Bonds	175 002	174 454	165 405	165 618	162 326
Other capital assets	8	1	8	1	1

Short-term investments	229 631	237 933	260 422	276 262	290 857
Shares	54 236	57 106	61 118	62 775	69 087
Primary capital certificates	.	.	23	41	47
Shares in securities funds	46 475	54 005	59 635	64 037	64 973
Bonds	102 580	102 706	104 297	110 313	115 857
Certificates	25 286	22 839	33 927	37 054	39 281
Financial derivatives	993	1 134	1 278	818	740
Other short-term investments	61	144	144	1 224	873

Loans utilizied	20 422	19 030	18 866	18 511	18 645
Gross loans	20 426	19 032	18 873	18 518	18 647
Specified provisions on loans	-5	-2	-7	-7	-2

Unspecified provisions on loans	-10	-7	-7	-4	-4

Other claims	16 543	19 914	15 119	13 781	12 832
Earned not yet paid revenues	7 015	7 670	7 462	7 793	6 825
Prepaid expenses	600	597	672	940	950
Insurance claims	4 979	9 182	5 299	3 779	3 531
Deposits with ceding undertakings	.	.	.	.	.
Other claims	3 949	2 466	1 686	1 268	1 526

Cash and bank deposits	18 430	21 879	21 393	24 511	27 518
The Central Bank of Norway	0	0	0	0	0
Banks	15 178	12 710	18 385	21 380	23 112
Foreign banks	3 252	9 169	3 008	3 132	4 406

Total assets	507 624	523 809	535 482	553 428	567 595

Liabilities and equity capital

Equity capital	19 922	20 934	20 475	21 313	22 749
Deposit capital	9 926	9 924	10 291	10 298	10 655
Share capital	4 742	4 742	4 740	4 740	4 745
Primary capital	.	.	.	.	.
Share premiumreserve	2 861	2 861	2 814	2 814	2 834
Other deposit capital	2 324	2 322	2 737	2 744	3 076
Retained earnings	9 996	11 010	10 184	11 015	12 094
Other equity	7 775	7 628	9 823	10 109	10 109
Not allocated profit	2 220	3 383	361	906	1 986

Subordinated liabilities	9 906	9 709	8 335	8 408	8 396
Bonds	6 827	6 753	5 286	5 340	5 289
Other subordinated loans	3 079	2 956	3 049	3 068	3 107

Revaluation reserve	7 080	7 091	10 498	9 677	12 854

Technical provisions	451 935	464 777	489 686	506 028	517 195
Life assurance provision	428 897	440 616	464 514	479 339	488 957
Premium reserve	400 394	412 342	433 680	448 608	457 145
Additional provisions	8 841	8 810	10 927	10 936	10 851
Premium provision	12 473	11 578	15 472	13 931	13 837
Pension provisions	354	293	129	115	91
Net provision for outstanding claims	2 023	2 313	2 307	2 416	2 447
Not allocated technical provision	3 906	4 324	1 827	3 142	4 388
Net other technical provisions	906	956	171	192	197
Equalization provision	597	596	607	611	618
Net tehcnical provisions where the risk is borne by the policyholder	22 440	23 566	24 566	26 079	27 620

Provisions for other charges	1 079	1 142	925	984	912
Provisions for pensions	.	.	.	.	.
Deffered tax	859	903	605	600	594
Other provisions for charges	220	239	319	384	318

Other liabilities	17 703	20 156	5 562	7 017	5 490
Loans	.	.	.	.	.
Expences accrued	274	284	386	378	387
Deffered income	170	1 945	389	836	297
Payable tax	55	30	34	22	47
Dividend	.	.	.	.	.
Insurance liabilities	2 824	1 455	1 048	956	839
Deposits from reassurance companies	9 988	9 974	426	422	419
Other liabilities	4 393	6 468	3 279	4 403	3 502

Total liabilities	507 624	523 809	535 482	553 428	567 595

Specifications
Number of companies	19	19	18	19	19
Loan with mortgage on dwelling	9 622	8 663	8 633	8 397	8 428