| |
|
| Earned premiums, net of reinsurance | 19 706 | 28 545 | 38 230 | 10 421 | 20 304 |
| Gross premiums written | 29 462 | 37 839 | 47 294 | 17 494 | 29 038 |
| - Reinsurers share of gross premiums written | -4 938 | -6 488 | -8 136 | -2 200 | -4 018 |
| Gross change in the provisions for unearned premiums | -5 671 | -3 200 | -829 | -5 757 | -5 430 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 853 | 394 | -98 | 884 | 714 |
| |
|
| Claims incurred, net of reinsurance | 12 939 | 18 771 | 25 362 | 6 741 | 13 306 |
| Gross claim payment | 14 012 | 19 837 | 26 920 | 6 956 | 13 980 |
| Reinsurers share of gross claim payments | -2 328 | -3 616 | -4 894 | -1 027 | -2 565 |
| Gross change in the provision for outstanding claims | 1 074 | 2 534 | 2 401 | 744 | 655 |
| Reinsurers share of the gross change in the provision for outstanding claims | 181 | 17 | 936 | 68 | 1 235 |
| |
|
| Bonuses and rebates | 1 | 8 | 14 | 4 | 6 |
| |
|
| Net change in technical provisions | 2 180 | 2 021 | 5 130 | 784 | 1 468 |
| |
|
| Other operating income (+)/expenses (-) | -4 203 | -6 201 | -8 543 | -2 235 | -4 442 |
| Personnel costs | 2 040 | 3 091 | 4 333 | 1 059 | 2 182 |
| Commisions received (+)/submitted (-) | -573 | -812 | -1 121 | -407 | -700 |
| Operating income (+)/costs (-) from real property | 114 | 156 | 210 | 46 | 86 |
| Depreciations of non-financial assets | 254 | 377 | 555 | 125 | 239 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | . | . | . |
| Other operating income (+)/expenses (-) | -1 450 | -2 077 | -2 745 | -690 | -1 408 |
| |
|
| Investment income (+)/charges (-) | 1 450 | 2 121 | 2 875 | 566 | 1 398 |
| Interest income | 1 598 | 2 308 | 3 058 | 605 | 1 422 |
| Interest charges | 312 | 398 | 512 | 80 | 261 |
| Share dividend etc. | 163 | 210 | 329 | 41 | 236 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 266 | 364 | 778 | 1 603 | 2 242 |
| Gains (+)/losses (-) | 528 | 650 | 1 006 | 1 687 | 1 818 |
| Unrealized gains (+)/losses (-) | -257 | -281 | -227 | -84 | 424 |
| Value re-adjustments (+)/adjustments (-) | -4 | -5 | -1 | 0 | -1 |
| |
|
| Profit/loss on ordinary activities | 2 098 | 4 029 | 2 835 | 2 825 | 4 722 |
| |
|
| Extraordinary income (+)/charges (-) | 0 | 0 | 0 | 0 | 0 |
| |
|
| Tax | -34 | 269 | -96 | 239 | 377 |
| |
|
| Profit/loss | 2 132 | 3 759 | 2 930 | 2 587 | 4 345 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 1 647 | 3 333 | 1 427 | 1 247 | 2 337 |
|
