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Life and non-life insurance companies, 3. quarter 2005
1 Life insurance companies. Profit and loss account. NOK Million
30.09.2004 31.12.2004* 31.03.2005* 30.06.2005* 30.09.2005*
Earned premiums, net of reinsurance 45 020 61 790 20 689 34 467 51 723
Gross premiums written 38 844 53 878 17 303 29 285 45 338
- Reinsurers share of gross premiums written -1 217 -1 020 -141 -199 -113
- Reinsurers share of investment income -609 -712 . . .
Transfer of premiumreserve from other companies 8 003 9 644 3 528 5 382 6 497
     
Claims incurred, net of reinsurance 25 783 34 351 9 565 17 827 26 109
Gross claim payment 18 111 24 705 6 566 13 488 20 464
Reinsurers share of gross claim payments -608 -436 -51 -102 -94
Net change in the provision for outstanding claims 243 226 39 55 26
Transfer of premiumreserve etc. to other companies 8 038 9 855 3 012 4 386 5 714
     
Net change in technical provisions 34 403 47 720 17 635 29 005 44 559
Premiumreserve 26 805 38 322 13 794 22 111 33 242
Not allocated technical provisions 4 530 4 156 2 515 4 314 5 589
Other technical provisions 3 068 5 241 1 326 2 580 5 728
     
Investment income (+)/charges (-) 14 847 20 041 4 387 9 919 14 641
Interest income 13 082 17 957 4 025 8 326 13 090
Bonds and certificates 11 649 15 668 3 705 7 593 11 390
Other assets 1 433 2 289 320 732 1 700
Interest charges 429 609 143 212 667
Share dividend etc. 2 193 2 694 506 1 805 2 218
     
Gains/losses, value (re-)adjustments on financial assets 5 242 11 113 2 551 7 331 17 325
Gains (+)/losses (-) 4 040 6 694 2 322 3 310 6 829
Shares, participations and primary capital certificates 2 558 4 408 1 386 2 448 5 680
Bonds and certificates 6 396 2 252 200 502 826
Currency and financial derivatives -4 897 51 726 344 311
Land and buildings -16 -17 10 16 12
Unrealized gains (+)/losses (-) 1 392 4 542 238 4 062 10 573
Shares, participations and primary capital certificates 2 358 4 001 1 936 4 407 11 805
Bonds and certificates 88 368 -402 1 059 -156
Currency and financial derivatives -1 054 -284 -1 295 -1 405 -1 151
Land and buildings . 456 . . 75
Value re-adjustments (+)/adjustments (-) -190 -123 -10 -41 -77
     
Other operating income (+)/expenses (-) -1 204 -2 152 -330 -548 -937
Personnel costs 1 185 1 712 466 942 1 378
Commisions received (+)/submitted (-) -554 -907 -235 -521 -786
Operating income (+)/costs (-) from real property 1 906 2 616 739 1 484 2 242
Depreciations of non-financial assets 130 186 42 76 106
Value adjustments (-)/re-adjustments (+) of non-financial assets . . . . .
Other operating income (+)/expenses (-) -1 241 -1 963 -327 -493 -909
     
To/from revaluation reserve 80 3 488 -821 2 356 6 918
     
Profit/loss on ordinary activities 3 639 5 235 918 1 981 5 165
     
Extraordinary income (+)/charges (-) 25 25 . . .
     
Tax 281 36 11 18 37
     
Profit/loss 3 383 5 223 907 1 962 5 128
     
Spesifications   
Balance on the technical account for life insurance 3 799 5 465 949 1 868 5 122
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