| |
|
| Earned premiums, net of reinsurance | 28 545 | 38 230 | 10 421 | 20 146 | 30 372 |
| Gross premiums written | 37 839 | 47 294 | 17 494 | 28 880 | 37 889 |
| - Reinsurers share of gross premiums written | -6 488 | -8 136 | -2 200 | -4 018 | -5 103 |
| Gross change in the provisions for unearned premiums | -3 200 | -829 | -5 757 | -5 438 | -2 674 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 394 | -98 | 884 | 722 | 260 |
| |
|
| Claims incurred, net of reinsurance | 18 771 | 25 362 | 6 741 | 13 319 | 20 187 |
| Gross claim payment | 19 837 | 26 920 | 6 956 | 13 821 | 19 421 |
| Reinsurers share of gross claim payments | -3 616 | -4 894 | -1 027 | -2 505 | -3 076 |
| Gross change in the provision for outstanding claims | 2 534 | 2 401 | 744 | 847 | 2 621 |
| Reinsurers share of the gross change in the provision for outstanding claims | 17 | 936 | 68 | 1 156 | 1 220 |
| |
|
| Bonuses and rebates | 8 | 14 | 4 | 6 | 6 |
| |
|
| Net change in technical provisions | 2 021 | 5 130 | 784 | 1 471 | 2 108 |
| |
|
| Other operating income (+)/expenses (-) | -6 201 | -8 543 | -2 235 | -4 359 | -6 683 |
| Personnel costs | 3 091 | 4 333 | 1 059 | 2 182 | 3 358 |
| Commisions received (+)/submitted (-) | -812 | -1 121 | -407 | -693 | -992 |
| Operating income (+)/costs (-) from real property | 156 | 210 | 46 | 100 | 160 |
| Depreciations of non-financial assets | 377 | 555 | 125 | 238 | 365 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | . | . | . |
| Other operating income (+)/expenses (-) | -2 077 | -2 745 | -690 | -1 346 | -2 128 |
| |
|
| Investment income (+)/charges (-) | 2 121 | 2 875 | 566 | 1 417 | 2 202 |
| Interest income | 2 308 | 3 058 | 605 | 1 441 | 2 305 |
| Interest charges | 398 | 512 | 80 | 261 | 440 |
| Share dividend etc. | 210 | 329 | 41 | 236 | 337 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 364 | 778 | 1 603 | 2 280 | 3 665 |
| Gains (+)/losses (-) | 650 | 1 006 | 1 687 | 1 911 | 2 532 |
| Unrealized gains (+)/losses (-) | -281 | -227 | -84 | 370 | 1 134 |
| Value re-adjustments (+)/adjustments (-) | -5 | -1 | 0 | -1 | -1 |
| |
|
| Profit/loss on ordinary activities | 4 029 | 2 835 | 2 825 | 4 688 | 7 255 |
| |
|
| Extraordinary income (+)/charges (-) | 0 | 0 | 0 | 0 | 1 |
| |
|
| Tax | 269 | -96 | 239 | 381 | 584 |
| |
|
| Profit/loss | 3 759 | 2 930 | 2 587 | 4 307 | 6 672 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 3 333 | 1 427 | 1 247 | 2 246 | 3 283 |
|
