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Life and non-life insurance companies, 1. quarter 2006
7 Non-life insurance companies. Profit and loss account. NOK Million
31.03.2005 30.06.2005* 30.09.2005* 31.12.2005* 31.03.2006*
     
Earned premiums, net of reinsurance 10 421 20 146 30 372 40 145 10 416
Gross premiums written 17 494 28 880 37 889 47 675 18 101
- Reinsurers share of gross premiums written -2 200 -4 018 -5 103 -7 151 -2 848
Gross change in the provisions for unearned premiums -5 757 -5 438 -2 674 -393 -5 934
- Reinsurers share of the gross change in the provision for outstanding claims 884 722 260 14 1 096
     
Claims incurred, net of reinsurance 6 741 13 319 20 187 27 115 7 289
Gross claim payment 6 956 13 821 19 421 26 435 6 963
Reinsurers share of gross claim payments -1 027 -2 505 -3 076 -4 248 -701
Gross change in the provision for outstanding claims 744 847 2 621 3 410 1 486
Reinsurers share of the gross change in the provision for outstanding claims 68 1 156 1 220 1 518 -460
     
Bonuses and rebates 4 6 6 15 -10
     
Net change in technical provisions 784 1 471 2 108 3 260 820
     
Other operating income (+)/expenses (-) -2 235 -4 359 -6 683 -9 267 -2 363
Personnel costs 1 059 2 182 3 358 4 734 1 157
Commisions received (+)/submitted (-) -407 -693 -992 -1 314 -342
Operating income (+)/costs (-) from real property 46 100 160 240 50
Depreciations of non-financial assets 125 238 365 549 122
Value adjustments (-)/re-adjustments (+) of non-financial assets . . . -4 .
Other operating income (+)/expenses (-) -690 -1 346 -2 128 -2 905 -792
     
Investment income (+)/charges (-) 566 1 417 2 202 3 054 1 052
Interest income 605 1 441 2 305 3 334 1 028
Interest charges 80 261 440 668 178
Share dividend etc. 41 236 337 389 202
     
Gains/losses, value (re-)adjustments on financial assets 1 603 2 280 3 665 4 217 816
Gains (+)/losses (-) 1 687 1 911 2 532 2 728 655
Unrealized gains (+)/losses (-) -84 370 1 134 1 490 162
Value re-adjustments (+)/adjustments (-) 0 -1 -1 -1 0
     
Profit/loss on ordinary activities 2 825 4 688 7 255 7 759 1 822
     
Extraordinary income (+)/charges (-) 0 0 1 1 -12
     
Tax 239 381 584 497 -69
     
Profit/loss 2 587 4 307 6 672 7 263 1 879
     
Spesifications   
Balance on the technical account for non-life insurance 1 247 2 246 3 283 3 092 714
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