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Life and non-life insurance companies, 2. quarter 2006
7 Non-life insurance companies. Profit and loss account. NOK Million
30.06.2005 30.09.2005* 31.12.2005* 31.03.2006* 30.06.2006*
     
Earned premiums, net of reinsurance 20 146 30 372 40 145 10 412 21 291
Gross premiums written 28 880 37 889 47 675 18 101 30 083
- Reinsurers share of gross premiums written -4 018 -5 103 -7 151 -2 858 -4 172
Gross change in the provisions for unearned premiums -5 438 -2 674 -393 -5 934 -5 607
- Reinsurers share of the gross change in the provision for outstanding claims 722 260 14 1 103 987
     
Claims incurred, net of reinsurance 13 319 20 187 27 115 7 289 14 303
Gross claim payment 13 821 19 421 26 435 6 963 13 880
Reinsurers share of gross claim payments -2 505 -3 076 -4 248 -701 -1 585
Gross change in the provision for outstanding claims 847 2 621 3 410 1 486 2 374
Reinsurers share of the gross change in the provision for outstanding claims 1 156 1 220 1 518 -460 -366
     
Bonuses and rebates 6 6 15 -10 6
     
Net change in technical provisions 1 471 2 108 3 260 817 1 564
     
Other operating income (+)/expenses (-) -4 359 -6 683 -9 267 -2 363 -4 757
Personnel costs 2 182 3 358 4 734 1 157 2 304
Commisions received (+)/submitted (-) -693 -992 -1 314 -342 -780
Operating income (+)/costs (-) from real property 100 160 240 50 105
Depreciations of non-financial assets 238 365 549 122 245
Value adjustments (-)/re-adjustments (+) of non-financial assets . . -4 . .
Other operating income (+)/expenses (-) -1 346 -2 128 -2 905 -792 -1 533
     
Investment income (+)/charges (-) 1 417 2 202 3 054 1 052 2 121
Interest income 1 441 2 305 3 334 1 028 1 883
Interest charges 261 440 668 178 256
Share dividend etc. 236 337 389 202 493
     
Gains/losses, value (re-)adjustments on financial assets 2 280 3 665 4 217 816 250
Gains (+)/losses (-) 1 911 2 532 2 728 655 1 592
Unrealized gains (+)/losses (-) 370 1 134 1 490 162 -1 342
Value re-adjustments (+)/adjustments (-) -1 -1 -1 0 0
     
Profit/loss on ordinary activities 4 688 7 255 7 759 1 822 3 032
     
Extraordinary income (+)/charges (-) 0 1 1 -12 6
     
Tax 381 584 497 -69 175
     
Profit/loss 4 307 6 672 7 263 1 879 2 863
     
Spesifications   
Balance on the technical account for non-life insurance 2 246 3 283 3 092 718 2 264
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