| |
|
| Earned premiums, net of reinsurance | 30 372 | 40 145 | 10 412 | 21 291 | 31 441 |
| Gross premiums written | 37 889 | 47 675 | 18 101 | 30 083 | 39 540 |
| - Reinsurers share of gross premiums written | -5 103 | -7 151 | -2 858 | -4 172 | -5 703 |
| Gross change in the provisions for unearned premiums | -2 674 | -393 | -5 934 | -5 607 | -2 890 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 260 | 14 | 1 103 | 987 | 494 |
| |
|
| Claims incurred, net of reinsurance | 20 187 | 27 115 | 7 289 | 14 303 | 21 266 |
| Gross claim payment | 19 421 | 26 435 | 6 963 | 13 880 | 20 281 |
| Reinsurers share of gross claim payments | -3 076 | -4 248 | -701 | -1 585 | -2 629 |
| Gross change in the provision for outstanding claims | 2 621 | 3 410 | 1 486 | 2 374 | 3 934 |
| Reinsurers share of the gross change in the provision for outstanding claims | 1 220 | 1 518 | -460 | -366 | -320 |
| |
|
| Bonuses and rebates | 6 | 15 | -10 | 6 | 13 |
| |
|
| Net change in technical provisions | 2 108 | 3 260 | 817 | 1 564 | 1 671 |
| |
|
| Other operating income (+)/expenses (-) | -6 683 | -9 267 | -2 363 | -4 757 | -6 902 |
| Personnel costs | 3 358 | 4 734 | 1 157 | 2 304 | 3 387 |
| Commisions received (+)/submitted (-) | -992 | -1 314 | -342 | -780 | -1 190 |
| Operating income (+)/costs (-) from real property | 160 | 240 | 50 | 105 | 156 |
| Depreciations of non-financial assets | 365 | 549 | 122 | 245 | 368 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | -4 | . | . | . |
| Other operating income (+)/expenses (-) | -2 128 | -2 905 | -792 | -1 533 | -2 113 |
| |
|
| Investment income (+)/charges (-) | 2 202 | 3 054 | 1 052 | 2 121 | 2 922 |
| Interest income | 2 305 | 3 334 | 1 028 | 1 883 | 2 730 |
| Interest charges | 440 | 668 | 178 | 256 | 405 |
| Share dividend etc. | 337 | 389 | 202 | 493 | 597 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 3 665 | 4 217 | 816 | 250 | 991 |
| Gains (+)/losses (-) | 2 532 | 2 728 | 655 | 1 592 | 1 480 |
| Unrealized gains (+)/losses (-) | 1 134 | 1 490 | 162 | -1 342 | -488 |
| Value re-adjustments (+)/adjustments (-) | -1 | -1 | 0 | 0 | -1 |
| |
|
| Profit/loss on ordinary activities | 7 255 | 7 759 | 1 822 | 3 032 | 5 502 |
| |
|
| Extraordinary income (+)/charges (-) | 1 | 1 | -12 | 6 | -1 |
| |
|
| Tax | 584 | 497 | -69 | 175 | 377 |
| |
|
| Profit/loss | 6 672 | 7 263 | 1 879 | 2 863 | 5 124 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 3 283 | 3 092 | 718 | 2 264 | 4 159 |
|
