Life insurance companies. Balance sheet by financial instrument . 31 December. NOK Million

Life and non-life insurance companies, 2005
2	Life insurance companies. Balance sheet by financial instrument¹. 31 December. NOK Million

	1998	1999	2000	2001	2002	2003	2004	2005*


Assets

Intangible assets	16	623	777	990	1 127	786	530	783
Goodwill	.	4	185	161	139	121	3	1
Deferred tax asset	3	610	583	825	792	287	174	276
Other intangible assets	12	9	9	4	196	379	353	505

Tangible fixed assets	22 168	26 222	29 800	33 782	34 966	36 296	42 482	46 350
Land and buildings	21 820	25 908	29 321	33 258	34 613	36 141	42 303	46 200
Machinery, equipment and vehicles	348	315	479	524	352	155	178	150

Capital assets	48 425	62 431	74 231	81 406	133 278	176 121	176 911	177 523
Investments in subsiduaries	3 974	5 379	5 129	5 800	8 327	8 618	9 573	13 376
Shares i ltd. and gen. partnerships	1 792	2 576	2 656	2 755	0	0	0	.
Shares	125	100	134	229	201	1 270	1 917	1 800
Primary capital certificates	.	.	.	.	.	.	.	.
Shares in securities funds	114	116	124	14	16	17	15	13
Bonds	42 202	53 827	65 976	72 548	124 673	166 207	165 405	162 332
Other capital assets	218	433	211	59	61	8	0	1

Short-term investments²	186 258	237 607	235 282	240 139	199 790	210 855	262 943	327 613
Shares	60 773	102 145	99 074	67 920	24 781	45 684	61 388	81 795
Primary capital certificates	141	98	159	160	1	.	23	60
Shares in securities funds	8 867	19 258	25 831	27 498	29 345	43 916	61 630	81 109
Bonds	99 278	103 727	95 147	112 514	93 705	82 638	104 375	124 953
Certificates	17 103	12 321	14 152	31 275	50 421	37 010	33 927	38 325
Financial derivatives	.	23	305	665	1 175	1 446	1 481	-121
Other short-term investments	97	36	615	107	361	161	120	1 493

Loans utilizied	29 047	25 946	23 915	25 411	23 779	21 261	18 957	18 767
Gross loans	29 068	25 963	23 929	25 425	23 785	21 263	18 964	18 770
Specified provisions on loans	-21	-17	-13	-14	-6	-2	-7	-2

Unspecified provisions on loans	-11	-9	-11	-15	-14	-9	-7	-4

Other claims	11 682	8 747	9 450	17 249	16 546	15 541	15 289	12 801
Earned not yet paid revenues	4 304	4 629	4 439	5 753	6 368	7 262	7 448	7 602
Prepaid expenses	148	173	187	541	1 305	650	681	228
Insurance claims	3 237	2 543	2 673	4 842	5 337	4 882	5 392	2 035
Deposits with ceding undertakings	.	.	.	.	.	.	.	.
Other claims	3 994	1 402	2 151	6 114	3 535	2 746	1 767	2 937

Cash and bank deposits	9 805	7 500	9 684	13 464	20 506	21 151	19 963	25 311
The Central Bank of Norway	0	0	0	0	0	0	0	0
Banks	6 411	6 891	7 742	10 895	18 594	17 673	16 955	20 223
Foreign banks	3 394	610	1 942	2 570	1 912	3 478	3 008	5 089

Total assets	307 390	369 068	383 129	412 426	429 978	482 001	537 067	609 145

Liabilities and equity capital

Equity capital	10 733	13 161	14 553	16 140	15 988	16 730	20 553	22 579
Deposit capital	4 243	4 621	7 418	8 694	9 025	9 138	10 375	11 136
Share capital	3 212	3 072	3 343	4 018	5 733	5 797	4 740	5 059
Primary capital	1 000	1 500	1 500	1 500	.	.	.	.
Share premiumreserve	31	30	203	855	473	981	2 814	2 823
Other deposit capital	.	19	2 371	2 320	2 820	2 361	2 821	3 254
Retained earnings	6 489	8 540	7 135	7 446	6 963	7 592	10 178	11 443
Other equity	6 489	8 540	7 135	7 446	6 963	7 592	10 178	11 443

Subordinated liabilities	6 570	8 810	8 305	9 281	8 489	8 543	8 335	8 297
Bonds	4 997	6 547	5 866	5 846	4 909	5 109	5 426	5 363
Other subordinated loans	1 573	2 263	2 438	3 436	3 580	3 434	2 909	2 934

Revaluation reserve	.	27 102	7 847	1 217	192	7 010	10 498	18 702

Technical provisions	278 623	307 222	338 826	371 632	388 418	430 893	491 120	549 347
Life assurance provision	274 926	297 477	323 340	356 357	373 492	409 363	465 577	515 905
Premium reserve	243 548	264 367	287 526	327 149	352 921	384 997	435 904	480 522
Additional provisions	12 952	13 707	14 172	10 891	5 418	8 986	11 001	15 330
Premium provision	17 069	18 060	19 994	16 549	12 969	12 500	15 935	16 834
Pension provisions	401	397	358	279	193	167	129	20
Net provision for outstanding claims	867	832	1 128	1 276	1 655	2 075	2 427	2 824
Net other technical provisions	90	113	162	212	336	638	180	374
Equalization provision	2 048	2 076	2 196	581	525	586	607	641
Net tehcnical provisions where the risk is borne by the policyholder	1 649	7 669	13 290	14 695	14 400	20 944	24 937	32 801

Provisions for other charges	200	304	407	494	217	942	1 013	783
Provisions for pensions	197	203	207	222	200	219	336	449
Deffered tax	3	86	186	258	0	720	605	181
Other provisions for charges	.	14	14	14	17	2	72	153

Other liabilities	11 264	12 468	13 191	13 662	16 675	17 883	5 857	9 987
Loans	.	.	.	.	.	.	.	.
Expences accrued	105	211	197	276	269	279	375	441
Deffered income	269	317	227	329	230	573	363	200
Payable tax	43	53	144	70	230	29	34	29
Dividend	413	1 023	916	252	.	230	539	1 622
Insurance liabilities	1 662	981	2 350	1 234	1 242	3 330	1 072	1 261
Deposits from reassurance companies	7 020	7 624	7 621	9 640	9 997	9 986	426	7
Other liabilities	1 752	2 259	1 737	1 859	4 708	3 456	3 050	6 425

Total liabilities	307 390	369 068	383 129	412 426	429 978	482 001	537 377	609 694

Specifications
Number of companies	16	16	19	16	20	20	18	20
Loan with mortgage on dwelling³	14 640	12 785	10 765	11 605	11 526	9 671	8 637	8 354

¹New accounts reporting from 1997 makes it possible to offer a higher level of specification degree than earlier.
²From 1999 short-term investments are assessed at market value.
³For 1996 the figures include "total home loan". From 1997 the figures include "loan with mortgage on dwelling".