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Life and non-life insurance companies, 2006
7 Non-life insurance companies. Profit and loss account1. NOK Million
1999 2000 2001 2002 2003 2004 2005 2006*
     
Earned premiums, net of reinsurance 23 627 25 961 29 612 32 739 36 432 38 021 41 267 43 170
Gross premiums written 29 612 33 225 38 196 42 596 45 752 47 786 49 566 51 561
- Reinsurers share of gross premiums written -5 140 -6 112 -7 232 -8 752 -8 127 -8 892 -7 790 -7 665
Gross change in the provisions for unearned premiums -850 1 431 -498 -1 259 -1 165 -743 -429 -801
- Reinsurers share of the gross change in the provision for outstanding claims 5 -2 583 -854 153 -28 -130 -79 74
     
Claims incurred, net of reinsurance 21 293 23 211 26 137 25 620 27 278 25 610 28 307 29 453
Gross claim payment 26 204 27 781 30 649 28 712 30 314 27 739 27 950 30 013
Reinsurers share of gross claim payments -5 366 -5 849 -6 700 -6 115 -6 151 -5 266 -4 834 -4 865
Gross change in the provision for outstanding claims 1 765 1 495 3 376 1 301 -328 1 356 4 193 4 313
Reinsurers share of the gross change in the provision for outstanding claims -1 310 -215 -1 188 1 722 3 443 1 782 997 -7
     
Bonuses and rebates 182 333 45 48 10 29 57 56
     
Net change in technical provisions 763 -279 578 980 2 070 4 848 2 939 1 567
     
Other operating income (+)/expenses (-) -6 902 -7 098 -7 387 -8 122 -9 008 -8 672 -9 707 -10 299
Personnel costs 3 978 3 755 3 629 3 848 3 932 4 191 4 654 4 696
Commisions received (+)/submitted (-) -451 -356 -811 -911 -1 370 -1 113 -1 340 -1 699
Operating income (+)/costs (-) from real property 203 192 269 368 297 242 289 239
Depreciations of non-financial assets 342 349 655 604 688 564 717 689
Value adjustments (-)/re-adjustments (+) of non-financial assets 0 . 0 0 -1 . . .
Other operating income (+)/expenses (-) -2 335 -2 830 -2 561 -3 128 -3 314 -3 046 -3 285 -3 454
     
Investment income (+)/charges (-) 4 077 3 715 2 334 2 967 3 293 2 985 3 058 3 697
Interest income 3 036 3 467 3 081 3 093 3 228 3 148 3 314 3 541
Interest charges 119 169 194 582 612 501 673 435
Share dividend etc. 1 160 417 -553 455 677 338 417 591
     
Gains/losses, value (re-)adjustments on financial assets 5 053 243 -1 671 -3 371 4 813 691 4 357 3 543
Gains (+)/losses (-) 2 197 3 036 -102 -2 104 2 448 779 2 915 2 970
Unrealized gains (+)/losses (-) 3 048 -2 791 -1 560 -1 261 2 510 -80 1 461 591
Value re-adjustments (+)/adjustments (-) -192 -1 -8 -6 -145 -8 -19 -19
     
Profit/loss on ordinary activities 3 617 -445 -3 871 -2 436 6 172 2 538 7 673 9 035
     
Extraordinary income (+)/charges (-) 3 285 0 1 -1 98 1 -2 23
     
Tax 1 506 -89 -585 -457 1 050 -414 570 947
     
Profit/loss 5 397 -355 -3 285 -1 980 5 220 2 953 7 101 8 111
     
Applications and transfers 5 397 -355 -3 285 -1 980 5 220 2 953 7 101 8 111
Group contribution paid/received 863 1 305 978 306 712 -1 315 349 645
Dividends 738 3 787 36 2 092 586 553 1 158 1 432
Transfers from/to revaluation reserve 25 -101 -57 -106 2 0 0 0
Other transfers 3 771 -5 346 -4 241 -4 272 3 921 3 715 5 594 6 034
     
Spesifications   
Balance on the technical account for non-life insurance -2 636 -1 353 -1 390 1 249 735 969 3 157 5 676

1New accounts reporting from 1997 makes it possible to offer a higher level of specification degree than earlier.

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