| |
|
| Earned premiums, net of reinsurance | 31 441 | 41 101 | 11 140 | 22 157 | 33 747 |
| Gross premiums written | 39 540 | 49 891 | 18 763 | 31 678 | 42 206 |
| - Reinsurers share of gross premiums written | -5 703 | -7 963 | -2 584 | -4 213 | -5 664 |
| Gross change in the provisions for unearned premiums | -2 890 | -798 | -6 080 | -6 523 | -3 433 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 494 | -30 | 1 040 | 1 215 | 637 |
| |
|
| Claims incurred, net of reinsurance | 22 187 | 28 023 | 8 316 | 16 076 | 23 929 |
| Gross claim payment | 20 281 | 28 444 | 7 873 | 15 633 | 23 500 |
| Reinsurers share of gross claim payments | 262 | -1 235 | -862 | -2 164 | -3 723 |
| Gross change in the provision for outstanding claims | 3 934 | 1 590 | 1 579 | 3 510 | 3 934 |
| Reinsurers share of the gross change in the provision for outstanding claims | -2 291 | -776 | -273 | -903 | 218 |
| |
|
| Bonuses and rebates | 13 | 38 | 0 | 2 | 9 |
| |
|
| Net change in technical provisions | 651 | 493 | 803 | 2 121 | 2 055 |
| |
|
| Other operating income (+)/expenses (-) | -7 001 | -10 089 | -2 409 | -4 892 | -7 418 |
| Personnel costs | 3 387 | 4 721 | 1 233 | 2 395 | 3 646 |
| Commisions received (+)/submitted (-) | -1 289 | -1 757 | -414 | -900 | -1 303 |
| Operating income (+)/costs (-) from real property | 156 | 201 | 51 | 117 | 205 |
| Depreciations of non-financial assets | 368 | 511 | 128 | 257 | 401 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | . | . | . |
| Other operating income (+)/expenses (-) | -2 113 | -3 301 | -685 | -1 456 | -2 273 |
| |
|
| Investment income (+)/charges (-) | 2 922 | 3 562 | 952 | 2 064 | 3 048 |
| Interest income | 2 730 | 3 436 | 974 | 2 021 | 3 064 |
| Interest charges | 405 | 429 | 98 | 222 | 385 |
| Share dividend etc. | 597 | 556 | 76 | 265 | 370 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 991 | 3 230 | 741 | 1 922 | 1 914 |
| Gains (+)/losses (-) | 1 480 | 386 | 587 | 1 820 | 3 233 |
| Unrealized gains (+)/losses (-) | -488 | 2 845 | 154 | 103 | -1 318 |
| Value re-adjustments (+)/adjustments (-) | -1 | -1 | 0 | 0 | -1 |
| |
|
| Profit/loss on ordinary activities | 5 502 | 9 249 | 1 305 | 3 052 | 5 299 |
| |
|
| Extraordinary income (+)/charges (-) | -1 | -18 | -1 | -2 | -1 |
| |
|
| Tax | 377 | 1 160 | 213 | 430 | 1 137 |
| |
|
| Profit/loss | 5 124 | 8 071 | 1 091 | 2 620 | 4 161 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 4 258 | 6 463 | 725 | 1 352 | 4 134 |
|
