| |
|
| Earned premiums, net of reinsurance | 22 157 | 33 747 | 44 666 | 12 039 | 24 860 |
| Gross premiums written | 31 678 | 42 206 | 52 962 | 19 057 | 34 270 |
| - Reinsurers share of gross premiums written | -4 213 | -5 664 | -7 479 | -1 876 | -4 056 |
| Gross change in the provisions for unearned premiums | -6 523 | -3 433 | -1 110 | -5 779 | -6 443 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 1 215 | 637 | 293 | 636 | 1 090 |
| |
|
| Claims incurred, net of reinsurance | 16 076 | 23 929 | 32 035 | 8 364 | 16 669 |
| Gross claim payment | 15 633 | 23 500 | 32 201 | 8 649 | 17 756 |
| Reinsurers share of gross claim payments | -2 164 | -3 723 | -5 001 | -1 111 | -2 333 |
| Gross change in the provision for outstanding claims | 3 510 | 3 934 | 4 701 | 424 | 769 |
| Reinsurers share of the gross change in the provision for outstanding claims | -903 | 218 | 135 | 403 | 479 |
| |
|
| Bonuses and rebates | 2 | 9 | 20 | 3 | 10 |
| |
|
| Net change in technical provisions | 2 121 | 2 055 | 4 030 | 559 | 1 946 |
| |
|
| Other operating income (+)/expenses (-) | -4 892 | -7 418 | -10 031 | -2 615 | -5 169 |
| Personnel costs | 2 395 | 3 646 | 4 908 | 1 226 | 2 446 |
| Commisions received (+)/submitted (-) | -900 | -1 303 | -1 814 | -457 | -889 |
| Operating income (+)/costs (-) from real property | 117 | 205 | 238 | 53 | 83 |
| Depreciations of non-financial assets | 257 | 401 | 560 | 152 | 298 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | . | -51 | -43 |
| Other operating income (+)/expenses (-) | -1 456 | -2 273 | -2 987 | -782 | -1 575 |
| |
|
| Investment income (+)/charges (-) | 2 049 | 3 050 | 3 970 | 1 087 | 2 594 |
| Interest income | 2 022 | 3 066 | 3 943 | 938 | 2 439 |
| Interest charges | 222 | 385 | 541 | 134 | 223 |
| Share dividend etc. | 249 | 370 | 568 | 284 | 377 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 1 921 | 1 912 | 1 513 | -2 170 | -2 777 |
| Gains (+)/losses (-) | 1 818 | 3 231 | 3 970 | 1 106 | 716 |
| Net change in value 1 | 103 | -1 318 | -2 454 | -3 275 | -3 492 |
| Value re-adjustments (+)/adjustments (-) | 0 | -1 | -3 | . | . |
| |
|
| Profit/loss on ordinary activities | 3 035 | 5 299 | 4 033 | -586 | 883 |
| |
|
| Extraordinary income (+)/charges (-) | -2 | -1 | -12 | -144 | -1 |
| |
|
| Tax | 483 | 1 137 | 870 | -375 | -150 |
| |
|
| Profit/loss | 2 551 | 4 161 | 3 150 | -354 | 1 032 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 1 352 | 4 134 | 3 561 | 1 553 | 3 530 |
|
