| |
|
| Earned premiums, net of reinsurance | 33 747 | 44 666 | 12 039 | 24 860 | 35 776 |
| Gross premiums written | 42 206 | 52 962 | 19 057 | 34 270 | 43 500 |
| - Reinsurers share of gross premiums written | -5 664 | -7 479 | -1 876 | -4 056 | -5 240 |
| Gross change in the provisions for unearned premiums | -3 433 | -1 110 | -5 779 | -6 443 | -3 287 |
| - Reinsurers share of the gross change in the provision for outstanding claims | 637 | 293 | 636 | 1 090 | 802 |
| |
|
| Claims incurred, net of reinsurance | 23 929 | 32 035 | 8 364 | 16 669 | 24 712 |
| Gross claim payment | 23 500 | 32 201 | 8 649 | 17 756 | 25 471 |
| Reinsurers share of gross claim payments | -3 723 | -5 001 | -1 111 | -2 333 | -3 393 |
| Gross change in the provision for outstanding claims | 3 934 | 4 701 | 424 | 769 | 2 032 |
| Reinsurers share of the gross change in the provision for outstanding claims | 218 | 135 | 403 | 479 | 602 |
| |
|
| Bonuses and rebates | 9 | 20 | 3 | 10 | 6 |
| |
|
| Net change in technical provisions | 2 055 | 4 030 | 559 | 1 946 | 1 419 |
| |
|
| Other operating income (+)/expenses (-) | -7 418 | -10 031 | -2 615 | -5 168 | -7 646 |
| Personnel costs | 3 646 | 4 908 | 1 226 | 2 446 | 3 677 |
| Commisions received (+)/submitted (-) | -1 303 | -1 814 | -457 | -889 | -1 296 |
| Operating income (+)/costs (-) from real property | 205 | 238 | 53 | 83 | 131 |
| Depreciations of non-financial assets | 401 | 560 | 152 | 298 | 441 |
| Value adjustments (-)/re-adjustments (+) of non-financial assets | . | . | -51 | -43 | -6 |
| Other operating income (+)/expenses (-) | -2 273 | -2 987 | -782 | -1 574 | -2 357 |
| |
|
| Investment income (+)/charges (-) | 3 050 | 3 970 | 1 087 | 2 595 | 4 554 |
| Interest income | 3 066 | 3 943 | 938 | 2 440 | 3 735 |
| Interest charges | 385 | 541 | 134 | 223 | 335 |
| Share dividend etc. | 370 | 568 | 284 | 377 | 1 153 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | 1 912 | 1 513 | -2 170 | -2 777 | -4 792 |
| Gains (+)/losses (-) | 3 231 | 3 970 | 1 106 | 716 | 393 |
| Net change in value 1 | -1 318 | -2 454 | -3 275 | -3 494 | -5 185 |
| Value re-adjustments (+)/adjustments (-) | -1 | -3 | . | . | . |
| |
|
| Profit/loss on ordinary activities | 5 299 | 4 033 | -586 | 884 | 1 754 |
| |
|
| Extraordinary income (+)/charges (-) | -1 | -12 | -144 | -1 | 37 |
| |
|
| Tax | 1 137 | 870 | -375 | -150 | 297 |
| |
|
| Profit/loss | 4 161 | 3 150 | -354 | 1 034 | 1 494 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 4 134 | 3 561 | 1 553 | 3 478 | 5 698 |
|
