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Life and non-life insurance companies, 2007
7 Non-life insurance companies. Profit and loss account1. NOK Million
2000 2001 2002 2003 2004 2005 2006 2007*
     
Earned premiums, net of reinsurance 25 961 29 612 32 739 36 432 38 021 41 267 43 170 41 882
Gross premiums written 33 225 38 196 42 596 45 752 47 786 49 566 51 561 49 359
- Reinsurers share of gross premiums written -6 112 -7 232 -8 752 -8 127 -8 892 -7 790 -7 665 -7 628
Gross change in the provisions for unearned premiums 1 431 -498 -1 259 -1 165 -743 -429 -801 68
- Reinsurers share of the gross change in the provision for outstanding claims -2 583 -854 153 -28 -130 -79 74 83
     
Claims incurred, net of reinsurance 23 211 26 137 25 620 27 278 25 610 28 307 29 453 30 014
Gross claim payment 27 781 30 649 28 712 30 314 27 739 27 950 30 013 29 929
Reinsurers share of gross claim payments -5 849 -6 700 -6 115 -6 151 -5 266 -4 834 -4 865 -4 664
Gross change in the provision for outstanding claims 1 495 3 376 1 301 -328 1 356 4 193 4 313 6 082
Reinsurers share of the gross change in the provision for outstanding claims -215 -1 188 1 722 3 443 1 782 997 -7 -1 333
     
Bonuses and rebates 333 45 48 10 29 57 56 31
     
Net change in technical provisions -279 578 980 2 070 4 848 2 939 1 567 3 972
     
Other operating income (+)/expenses (-) -7 098 -7 387 -8 122 -9 008 -8 672 -9 707 -10 299 -9 315
Personnel costs 3 755 3 629 3 848 3 932 4 191 4 654 4 696 4 407
Commisions received (+)/submitted (-) -356 -811 -911 -1 370 -1 113 -1 340 -1 699 -1 642
Operating income (+)/costs (-) from real property 192 269 368 297 242 289 239 422
Depreciations of non-financial assets 349 655 604 688 564 717 689 635
Value adjustments (-)/re-adjustments (+) of non-financial assets . 0 0 -1 . . . .
Other operating income (+)/expenses (-) -2 830 -2 561 -3 128 -3 314 -3 046 -3 285 -3 454 -3 053
     
Investment income (+)/charges (-) 3 715 2 334 2 967 3 293 2 985 3 058 4 132 4 917
Interest income 3 467 3 081 3 093 3 228 3 148 3 314 3 541 4 324
Interest charges 169 194 582 612 501 673 . .
Share dividend etc. 417 -553 455 677 338 417 591 593
     
Gains/losses, value (re-)adjustments on financial assets 243 -1 671 -3 371 4 813 691 4 357 3 543 684
Gains (+)/losses (-) 3 036 -102 -2 104 2 448 779 2 915 2 970 2 397
Unrealized gains (+)/losses (-) -2 791 -1 560 -1 261 2 510 -80 1 461 591 -1 710
Value re-adjustments (+)/adjustments (-) -1 -8 -6 -145 -8 -19 -19 -4
     
Profit/loss on ordinary activities -445 -3 871 -2 436 6 172 2 538 7 673 9 470 4 151
     
Extraordinary income (+)/charges (-) 0 1 -1 98 1 -2 23 -12
     
Tax -89 -585 -457 1 050 -414 570 947 825
     
Profit/loss -355 -3 285 -1 980 5 220 2 953 7 101 8 546 3 314
     
Applications and transfers -355 -3 285 -1 980 5 220 2 953 7 101 8 111 2 769
Group contribution paid/received 1 305 978 306 712 -1 315 349 645 797
Dividends 3 787 36 2 092 586 553 1 158 1 432 273
Transfers from/to revaluation reserve -101 -57 -106 2 0 0 0 .
Other transfers -5 346 -4 241 -4 272 3 921 3 715 5 594 6 034 1 699
     
Spesifications   
Balance on the technical account for non-life insurance -1 353 -1 390 1 249 735 969 3 157 5 676 3 097

1New accounts reporting from 1997 makes it possible to offer a higher level of specification degree than earlier.

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