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Life and non-life insurance companies, 3rd quarter 2009
6 Non-life insurance companies. Profit and loss account (accumulated). NOK Million
30.09.2008 31.12.2008* 31.03.2009* 30.06.2009* 30.09.2009*
     
Earned premiums, net of reinsurance 35 776 47 849 12 518 24 515 35 652
Gross premiums written 43 500 54 815 20 191 34 236 43 875
- Reinsurers share of gross premiums written -5 240 -6 611 -1 950 -4 124 -5 409
Gross change in the provisions for unearned premiums -3 287 -725 -6 323 -7 588 -3 681
- Reinsurance share 802 370 601 1 991 868
     
Claims incurred and net change in technical provisions 26 138 34 631 9 962 18 557 26 425
Gross claim payment 25 471 34 992 9 386 18 214 27 459
Reinsurers share of gross claim payments -3 393 -3 868 -962 -2 020 -3 171
Gross change in the provision for outstanding claims 2 032 4 094 319 498 1 227
Reinsurers share, gross change in the provision for outstanding claims 602 -1 141 -1 192 636
Bonuses and rebates 6 12 -2 0 -1
Net change in technical provisions 1 419 542 1 222 1 672 275
     
Other operating income /costs -7 641 -10 702 -2 737 -5 376 -8 029
Commisions received 17 11 3 5 8
Operating income real property 192 264 52 101 162
Other operating income 2 844 3 638 541 1 204 1 667
Personnel costs 3 677 4 981 1 319 2 617 3 905
Commisions submitted 1 314 1 802 470 897 1 158
Operating costs real property 61 57 13 24 34
Depreciations of non-financial assets 441 547 128 257 391
Other operating costs 61 57 13 24 34
     
Investment income /costs 4 562 6 287 1 183 2 591 3 637
Interest income 3 735 5 396 1 180 2 364 3 412
Share dividend etc. 1 153 1 304 49 333 373
Interest costs 326 413 46 106 148
     
Gains/losses, value (re-)adjustments on financial assets -4 807 -6 651 -677 1 297 3 169
Net realized gains/losses 393 -1 228 -264 -613 221
Net change in value -5 199 -5 423 -414 1 910 2 948
     
Profit/loss on ordinary activities 1 754 2 151 324 4 471 8 004
     
Other result components -37 -202 0 0 0
     
Tax 297 794 285 862 1 667
     
Profit/loss 1 419 1 156 39 3 609 6 337
     
Spesifications   
Balance on the technical account for non-life insurance 5 705 7 051 870 2 378 3 340
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