Non-life insurance companies. Balance sheet by financial instrument . 31 December. NOK Million

Life and non-life insurance companies, 2008

8 Non-life insurance companies. Balance sheet by financial instrument¹. 31 December. NOK Million
	2001	2002	2003	2004	2005	2006	2007	2008*



Assets

Intangible assets	6 978	7 181	6 276	5 737	5 196	4 973	5 661	4 751
Goodwill	5 415	5 023	4 614	4 448	4 024	3 523	3 233	2 967
Deferred tax asset	1 527	1 965	1 347	1 008	978	1 017	2 004	1 341
Other intangible assets	35	193	316	281	194	433	424	443

Tangible fixed assets	5 073	5 117	4 367	4 387	4 192	3 689	4 542	2 901
Land and buildings²	4 233	4 359	3 824	3 907	3 523	3 243	4 058	2 531
Machinery, equipment and vehicles	841	759	544	480	669	445	484	370

Capital assets³	22 853	9 963	7 912	10 479	13 272	17 618	24 589	100 359
Investments in subsiduaries	6 775	4 289	2 001	2 008	4 588	5 359	12 989	14 099
Shares i ltd. and gen. partnerships	1	2	2	188	103	112	139	1 498
Shares	186	261	2 511	2 439	1 228	2 429	224	2 474
Primary capital certificates	1 500	.	25	.	20	22	47	24
Shares in securities funds	11	2	26	2	.	11	441	17 545
Bonds	2 357	5 385	3 112	5 816	7 298	9 656	10 762	49 085
Other capital assets	12 023	24	235	26	33	28	-13	309

Short-term investments³	41 986	38 877	49 318	57 574	70 695	71 633	70 803	..
Shares	9 424	3 621	6 389	4 829	9 066	11 389	9 468	..
Primary capital sertificates	143	144	30	28	31	25	25	..
Shares in securities funds	4 533	2 674	3 761	7 023	13 339	13 980	20 094	..
Bonds	23 621	22 438	25 053	25 484	31 758	36 580	31 927	..
Certificates	3 891	9 231	13 441	19 788	16 294	9 520	8 513	14 718
Financial derivatives	338	716	562	344	49	-42	356	606
Other short-term investments	36	54	82	78	157	181	223	..

Loans utilizied	1 094	1 138	1 382	1 589	1 457	1 307	1 007	841
Gross loans	1 104	1 147	1 387	1 593	1 463	1 316	1 017	841
Specified provisions on loans	-10	-9	-5	-4	-6	-8	-10	.

Unspecified provisions on loans	-3	-4	-5	-9	-9	.	.	.

Other claims	16 385	27 321	30 592	31 752	32 951	37 513	53 542	59 191
Earned not yet paid revenues	780	775	689	573	813	825	906	770
Prepaid expenses	845	937	994	1 097	1 141	1 360	597	561
Insurance claims	8 138	8 434	9 120	8 413	9 351	10 405	11 065	11 884
Other claims	6 622	17 174	19 789	21 669	21 646	24 923	26 537	28 741

Cash and bank deposits	6 687	7 654	7 324	5 668	6 668	5 873	7 805	7 454
The Central Bank of Norway	1	1	1	1	1	4	1	1
Banks	5 648	6 492	5 989	4 857	5 673	4 807	6 516	5 593
Foreign banks	1 038	1 161	1 333	810	994	1 063	1 289	1 861

Total assets	101 052	97 246	107 166	117 176	134 421	142 606	167 948	175 497

Liabilities and equity capital

Equity capital	18 442	11 059	18 988	22 732	25 541	29 853	28 834	29 783
Deposit capital	5 790	3 336	3 484	5 693	5 653	6 034	10 182	11 424
Share capital	4 278	2 553	2 375	2 471	2 404	2 467	1 704	3 140
Primary capital	.	.	28	4	4	4	3 879	3 860
Share premiumreserve	1 254	500	536	718	830	954	745	809
Other deposit capital	258	283	546	2 500	2 415	2 609	3 854	3 615
Retained earnings	12 651	7 722	15 503	17 039	19 888	23 818	18 652	18 360
Revaluation reserve	126	0	75	74	74	75	77	1 047
Other equity	12 525	7 722	15 429	16 965	19 814	23 744	18 575	17 312

Subordinated liabilities	26	298	284	284	157	109	129	118
Bonds	.	77	77	77	50	2	.	22
Other subordinated loans	26	221	207	207	107	107	129	96

Technical provisions	73 718	71 907	78 370	85 721	98 492	101 909	124 621	131 430
Net provision for unearned premium	12 671	13 634	14 731	15 518	16 894	17 764	19 970	20 861
Net provision for outstanding claims	38 830	35 624	38 724	40 294	48 205	50 139	68 049	74 195
Provision for bonuses and rebates	51	36	39	53	49	66	77	126
Equalization provision	22 024	22 590	24 800	29 645	32 848	33 444	35 915	35 134
Provision for not discharges risk	69	39	31	60	14	1	42	1
Equalization provision	14 213	13 695	14 352	18 041	20 637	20 794	23 711	24 812
Reinsurance provision	1 137	1 201	1 451	1 292	1 344	1 510	.	.
Administrative provision	1 592	1 706	1 899	2 056	2 280	2 291	2 850	2 475
Naturedamage provision	4 062	5 001	6 002	7 013	7 360	7 614	5 206	6 875
Guarantee provision	952	948	1 064	1 183	1 213	1 233	4 106	971
Net other technical provisions	142	23	76	211	496	496	611	1 114

Provisions for other charges	757	549	995	1 215	2 113	2 093	2 892	4 160
Provisions for pensions	399	433	584	678	1 024	968	1 822	2 149
Deffered tax	251	40	239	7	11	12	107	1 380
Other provisions for charges	106	76	172	531	1 077	1 113	962	631

Other liabilities	8 129	13 455	8 552	7 266	8 142	8 643	11 472	10 005
Loans	.	.	.	.	.	.	.	11
Expences accrued	1 374	1 019	992	1 152	751	827	764	704
Deffered income	18	17	12	44	227	86	86	74
Payable tax	83	145	33	128	445	292	291	1 355
Dividend	1 308	310	1 340	385	166	404	1 924	577
Insurance liabilities	2 044	2 224	2 633	2 426	2 143	2 128	2 907	2 407
Other liabilities	3 303	9 739	3 541	3 130	4 410	4 906	5 500	4 878

Total liabilities	101 072	97 268	107 188	117 218	134 445	142 606	167 948	175 497

Specifications
Number of companies	100	104	93	94	96	95	97	101
Loan with mortgage on dwelling	404	300	299	477	345	323	346	770

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.
²From 2008 shares i real estate is classified as shares and not as buildings
³After adjusting to the International Financial Reporting Standards (IFRS) valuation was introduced. Capital assets and shortterm investments are no longer separated. The statistics from 2008 can not be compared with those from previous years.