Non-life insurance companies. Profit and loss account (accumulated) . NOK Million

Life and non-life insurance companies, 1st quarter 2010

6 Non-life insurance companies. Profit and loss account (accumulated)¹. NOK Million
	31.03.2009	30.06.2009*	30.09.2009*	31.12.2009*	31.03.2010*



Earned premiums, net of reinsurance	12 518	24 515	35 652	49 365	12 089
Gross premiums written	20 191	34 236	43 875	57 430	19 699
- Reinsurers share of gross premiums written	-1 950	-4 124	-5 409	-7 106	-1 893
Gross change in the provisions for unearned premiums	-6 323	-7 588	-3 681	-1 380	-6 296
- Reinsurance share	601	1 991	868	422	579

Claims incurred and net change in technical provisions	9 962	18 557	26 425	35 479	10 494
Gross claim payment	9 386	18 214	27 459	38 058	9 429
Reinsurers share of gross claim payments	-962	-2 020	-3 171	-4 641	-1 175
Gross change in the provision for outstanding claims	319	498	1 227	1 523	1 922
Reinsurers share, gross change in the provision for outstanding claims	-1	192	636	285	247
Bonuses and rebates	-2	0	-1	31	4
Net change in technical provisions	1 222	1 672	275	224	67

Other operating income /costs	-2 646	-5 216	-7 812	-11 227	-2 772
Commisions received	3	5	8	10	3
Operating income real property	52	101	162	207	51
Other operating income	561	1 219	1 667	2 184	642
Personnel costs	1 319	2 617	3 905	5 321	1 239
Commisions submitted	470	897	1 158	1 827	379
Operating costs real property	13	24	34	45	10
Depreciations of non-financial assets	55	113	174	258	135
Other operating costs	1 405	2 891	4 377	6 177	1 705

Investment income /costs	1 183	2 591	3 637	4 632	866
Interest income	1 184	2 368	3 416	4 353	989
Share dividend etc.	45	330	369	463	-90
Interest costs	46	106	148	184	33

Gains/losses, value (re-)adjustments on financial assets	-697	1 282	3 169	4 105	1 294
Net realized gains/losses	-283	-628	221	865	411
Net change in value	-414	1 910	2 948	3 240	883

Profit/loss on ordinary activities	396	4 616	8 221	11 396	984

Other result components	0	0	0	278	-68

Tax	358	1 006	1 884	2 429	-156

Profit/loss	39	3 609	6 337	9 245	1 072

Spesifications
Balance on the technical account for non-life insurance	858	2 363	3 301	5 355	-496

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.