Non-life insurance companies. Profit and loss account (accumulated) . NOK Million

Life and non-life insurance companies, 2nd quarter 2010

6 Non-life insurance companies. Profit and loss account (accumulated)¹. NOK Million
	30.06.2009	30.09.2009*	31.12.2009*	31.03.2010*	30.06.2010*



Earned premiums, net of reinsurance	24 515	35 652	49 356	12 089	24 519
Gross premiums written	34 236	43 875	57 430	19 699	33 398
- Reinsurers share of gross premiums written	-4 124	-5 409	-7 115	-1 893	-3 509
Gross change in the provisions for unearned premiums	-7 588	-3 681	-1 380	-6 296	-6 413
- Reinsurance share	1 991	868	422	579	1 042

Claims incurred and net change in technical provisions	18 557	26 425	35 458	10 494	19 006
Gross claim payment	18 214	27 459	38 058	9 429	18 860
Reinsurers share of gross claim payments	-2 020	-3 171	-4 632	-1 175	-2 162
Gross change in the provision for outstanding claims	498	1 227	1 523	1 922	2 616
Reinsurers share, gross change in the provision for outstanding claims	192	636	281	247	-444
Bonuses and rebates	0	-1	38	4	9
Net change in technical provisions	1 672	275	190	67	127

Other operating income /costs	-5 216	-7 812	-11 278	-2 772	-5 415
Commisions received	5	8	10	3	6
Operating income real property	101	162	207	51	103
Other operating income	1 219	1 667	2 196	642	1 245
Personnel costs	2 617	3 905	5 394	1 239	2 415
Commisions submitted	897	1 158	1 827	379	914
Operating costs real property	24	34	45	10	19
Depreciations of non-financial assets	113	174	258	135	274
Other operating costs	2 891	4 377	6 165	1 704	3 145

Investment income /costs	2 561	3 602	4 647	866	2 233
Interest income	2 334	3 376	4 280	989	2 056
Share dividend etc.	334	374	552	-90	236
Interest costs	106	148	185	33	59

Gains/losses, value (re-)adjustments on financial assets	1 312	3 204	4 141	1 294	638
Net realized gains/losses	-628	221	865	411	854
Net change in value	1 940	2 983	3 276	883	-216

Profit/loss on ordinary activities	4 616	8 221	11 408	984	2 969

Other result components	0	0	156	-68	-109

Tax	1 006	1 884	2 433	-156	252

Profit/loss	3 609	6 337	9 132	1 072	2 608

Spesifications
Balance on the technical account for non-life insurance	2 399	3 348	5 370	-503	1 403

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.