Life insurance companies. Profit and loss account (accumulated) . NOK Million

Life and non-life insurance companies, 3rd quarter 2010

1 Life insurance companies. Profit and loss account (accumulated)¹. NOK Million
	30.09.2009	31.12.2009*	31.03.2010*	30.06.2010*	30.09.2010*


Earned premiums, net of reinsurance	61 343	75 037	26 551	41 288	65 307
Gross premiums written	52 346	64 822	19 831	32 609	54 080
- Reinsurers share of gross premiums written	-321	-1 055	-179	-270	-394
Transfer of premium reserve from other companies	9 318	11 270	6 899	8 949	11 621

Claims incurred, net of reinsurance	35 008	45 816	14 293	25 670	37 733
Gross claim payment	26 950	35 984	9 739	19 266	29 187
Reinsurers share of gross claim payments	-104	-616	-37	-65	-101
Other provisions	346	701	94	307	527
Transfer of premiumreserve etc. to other companies	7 817	9 747	4 497	6 162	8 120

Net change in technical provisions	53 979	68 626	24 755	23 244	53 281
Premium reserve	37 989	45 981	16 618	22 448	40 665
Other technical provisions	4 313	11 958	1 232	156	222
To/from revaluation reserve	2 712	5 410	4 452	-1 929	5 495
Means allocated insurance contracts	8 965	5 277	2 453	2 568	6 899

Other operating income /costs	-3 884	-5 304	-1 370	-2 696	-3 931
Commisions received	132	197	24	53	90
Operating income, real property	295	390	97	197	305
Other operating income	667	940	237	461	722
Personell costs	2 273	3 086	718	1 371	2 063
Commision submitted	560	772	203	391	585
Operating costs, real property	31	45	10	20	30
Depreciations of non-financial assets	169	261	63	141	230
Other operating costs	1 945	2 666	733	1 484	2 139

Investment income and -costs	18 211	25 137	7 360	14 769	23 243
Interest income bonds and certificates	14 728	20 346	4 689	9 079	14 465
Interest income other assets	4 804	6 597	1 144	2 234	3 420
Share dividend etc.	1 548	2 124	2 062	4 435	6 819
Interest costs	2 869	3 930	535	980	1 461

Gains/losses, value (re-)adjustments on financial assets	16 898	23 970	7 702	-3 321	9 679
Realized gains/losses	3 558	5 750	1 481	578	1 899
Shares, participations and primary capital certificates	-4 371	-5 424	1 277	3 867	2 590
Bonds and certificates	-591	-500	180	1 331	1 322
Financial derivatives	9 312	11 927	471	-4 321	-1 419
Land and buildings	172	121	27	41	43
Other realized gains/losses	-965	-374	-476	-341	-637
Net change in value	13 340	18 220	6 222	-3 898	7 780
Shares, participations and primary capital certificates	13 512	18 191	4 624	-4 214	4 085
Bonds and certificates	-5 282	-5 125	724	2 078	1 658
Financial derivates	1 314	1 058	269	-1 931	1 183
Land and buildings	994	355	-170	36	25
Other net changes in value	2 802	3 742	774	132	827

Profit/loss on ordinary activities	3 581	4 398	1 195	1 126	3 285

Other result components	10	-127	-2	13	6

Tax	818	17	34	147	89

Profit/loss	2 773	4 254	1 159	992	3 203

Spesifications
Balance on the technical account for life insurance	2 112	2 349	853	670	2 137
Value-adjusted profit/loss	15 097	21 202	7 956	1 456	15 273

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.