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Life and non-life insurance companies, 2009
6 Non-life insurance companies. Profit and loss account1. NOK Million
2005 2006 2007 2008 2009*
     
Earned premiums, net of reinsurance 41 267 43 170 42 274 49 348 50 500
Gross premiums written 49 566 51 561 49 759 57 589 58 852
- Reinsurers share of gross premiums written -7 790 -7 665 -7 630 -7 440 -7 315
Gross change in the provisions for unearned premiums -429 -801 62 -737 -958
- Reinsurers share, gross change in the provision for outstanding claims -79 74 83 -64 -79
     
Claims incurred and net change in technical provisions 30 643 30 694 33 594 36 010 38 250
Gross claim payment 27 950 30 013 30 292 36 438 39 200
Reinsurers share of gross claim payments -4 834 -4 865 -4 662 -4 984 -4 883
Gross change in the provision for outstanding claims 4 193 4 313 6 087 3 550 2 285
Reinsurers share, gross change in the provision for outstanding claims 997 -7 -1 334 117 215
Bonuses and rebates 57 56 31 31 44
Net change in technical provisions 2 280 1 185 3 180 858 1 390
     
Other operating income/expenses -9 683 -10 161 -9 312 -11 145 -11 529
Commisions received 30 8 13 -49 10
Operating income from real property 354 303 474 263 207
Other operating income 2 489 3 606 4 450 4 827 2 765
Personnel costs 4 654 4 696 4 417 5 058 5 540
Commisions submitted 1 370 1 707 1 655 1 888 2 127
Operating costs real property 65 65 52 66 48
Depreciations of non-financial assets 717 689 636 571 218
Other operating costs 5 750 6 922 7 488 8 604 6 579
     
Investment income/charges 3 058 3 697 4 400 6 354 4 729
Interest income 3 314 3 541 4 351 5 349 4 329
Share dividend etc. 417 591 593 1 411 565
Interest charges 673 435 545 406 165
     
Gains/losses, value (re-)adjustments on financial assets 4 332 3 406 543 -6 640 4 221
Net realized gains/losses 2 891 2 833 2 256 -480 355
Net change in value 1 441 573 -1 712 -6 161 3 867
     
Profit/loss on ordinary activities 8 331 9 417 4 311 1 907 9 671
     
Other result components -2 23 -12 -281 -322
     
Tax 570 947 828 1 033 2 061
     
Profit/loss 7 760 8 493 3 472 593 7 288
     
Spesifications   
Balance on the technical account for non-life insurance 3 157 5 676 2 986 8 417 4 477

1From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.

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