Non-life insurance companies. Profit and loss account (accumulated) . NOK Million

Life and non-life insurance companies, 1st quarter 2011

6 Non-life insurance companies. Profit and loss account (accumulated)¹. NOK Million
	31.03.2010	30.06.2010*	30.09.2010*	31.12.2010*	31.03.2011*



Earned premiums, net of reinsurance	12 089	24 519	37 559	51 220	12 955
Gross premiums written	19 699	33 398	44 872	57 735	20 785
- Reinsurers share of gross premiums written	-1 893	-3 509	-4 421	-5 426	-2 116
Gross change in the provisions for unearned premiums	-6 296	-6 413	-3 389	-1 193	-6 416
- Reinsurance share	579	1 042	498	103	702

Claims incurred and net change in technical provisions	10 494	19 006	27 838	37 277	10 375
Gross claim payment	9 429	18 860	27 962	39 202	10 154
Reinsurers share of gross claim payments	-1 175	-2 162	-3 671	-5 317	-886
Gross change in the provision for outstanding claims	1 922	2 616	2 357	2 172	-1
Reinsurers share, gross change in the provision for outstanding claims	247	-444	1 132	884	298
Bonuses and rebates	4	9	18	30	7
Net change in technical provisions	67	127	41	306	802

Other operating income /costs	-2 771	-5 415	-8 298	-11 102	-2 751
Commisions received	3	6	8	12	13
Operating income real property	51	104	171	197	49
Other operating income	642	1 243	1 786	2 319	682
Personnel costs	1 239	2 415	3 694	5 062	1 350
Commisions submitted	379	914	1 612	2 180	502
Operating costs real property	10	19	47	34	8
Depreciations of non-financial assets	135	274	385	255	139
Other operating costs	1 704	3 145	4 526	6 098	1 496

Investment income /costs	866	2 235	3 333	4 559	1 281
Interest income	989	2 058	3 057	4 173	1 170
Share dividend etc.	-90	236	347	512	136
Interest costs	33	59	72	125	26

Gains/losses, value (re-)adjustments on financial assets	1 293	637	1 804	3 191	-56
Net realized gains/losses	411	854	921	1 405	902
Net change in value	882	-218	883	1 786	-958

Profit/loss on ordinary activities	984	2 969	6 561	10 591	1 054

Other result components	-68	-109	-282	-342	-29

Tax	-156	252	1 039	1 593	411

Profit/loss	1 072	2 608	5 240	8 656	614

Spesifications
Balance on the technical account for non-life insurance	-503	1 403	3 115	5 074	559

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.