Non-life insurance companies. Profit and loss account (accumulated) . NOK Million

Life and non-life insurance companies, 2nd quarter 2011

6 Non-life insurance companies. Profit and loss account (accumulated)¹. NOK Million
	30.06.2010	30.09.2010*	31.12.2010*	31.03.2011*	30.06.2011*



Earned premiums, net of reinsurance	24 519	37 559	51 220	12 955	26 108
Gross premiums written	33 398	44 872	57 735	20 785	35 208
- Reinsurers share of gross premiums written	-3 509	-4 421	-5 426	-2 116	-3 708
Gross change in the provisions for unearned premiums	-6 413	-3 389	-1 193	-6 416	-6 468
- Reinsurance share	1 042	498	103	702	1 076

Claims incurred and net change in technical provisions	19 006	27 838	37 277	10 375	19 484
Gross claim payment	18 860	27 962	39 202	10 154	20 143
Reinsurers share of gross claim payments	-2 162	-3 671	-5 317	-886	-2 221
Gross change in the provision for outstanding claims	2 616	2 357	2 172	-1	611
Reinsurers share, gross change in the provision for outstanding claims	-444	1 132	884	298	669
Bonuses and rebates	9	18	30	7	14
Net change in technical provisions	127	41	306	802	269

Other operating income /costs	-5 415	-8 298	-11 102	-2 751	-5 723
Commisions received	6	8	12	13	27
Operating income real property	104	171	197	49	94
Other operating income	1 243	1 786	2 319	682	1 356
Personnel costs	2 415	3 694	5 062	1 350	2 676
Commisions submitted	914	1 612	2 180	502	1 133
Operating costs real property	19	47	34	8	16
Depreciations of non-financial assets	274	385	255	139	259
Other operating costs	3 145	4 526	6 098	1 496	3 115

Investment income /costs	2 235	3 333	4 559	1 281	3 319
Interest income	2 058	3 057	4 173	1 170	2 130
Share dividend etc.	236	347	512	136	1 238
Interest costs	59	72	125	26	48

Gains/losses, value (re-)adjustments on financial assets	637	1 804	3 191	-56	-326
Net realized gains/losses	854	921	1 405	902	1 126
Net change in value	-218	883	1 786	-958	-1 452

Profit/loss on ordinary activities	2 969	6 561	10 591	1 054	3 895

Other result components	-109	-282	-342	-29	-14

Tax	252	1 039	1 593	411	793

Profit/loss	2 608	5 240	8 656	614	3 088

Spesifications
Balance on the technical account for non-life insurance	1 403	3 115	5 069	541	2 279

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.