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Life and non-life insurance companies, 2010
6 Non-life insurance companies. Profit and loss account1. NOK Million
2006 2007 2008 2009 2010*
     
Earned premiums, net of reinsurance 43 170 42 274 49 348 50 500 52 321
Gross premiums written 51 561 49 759 57 589 58 852 59 407
- Reinsurers share of gross premiums written -7 665 -7 630 -7 440 -7 315 -6 365
Gross change in the provisions for unearned premiums -801 62 -737 -958 -1 192
- Reinsurers share, gross change in the provision for outstanding claims 74 83 -64 -79 470
     
Claims incurred and net change in technical provisions 30 694 33 594 36 010 38 600 38 595
Gross claim payment 30 013 30 292 36 438 39 200 39 802
Reinsurers share of gross claim payments -4 865 -4 662 -4 984 -4 883 -5 627
Gross change in the provision for outstanding claims 4 313 6 087 3 550 2 285 1 373
Reinsurers share, gross change in the provision for outstanding claims -7 -1 334 117 215 1 803
Bonuses and rebates 56 31 31 44 189
Net change in technical provisions 1 185 3 180 858 1 740 1 055
     
Other operating income/expenses -10 161 -9 312 -11 145 -11 529 -10 868
Commisions received 8 13 -49 10 22
Operating income from real property 303 474 263 206 197
Other operating income 3 606 4 450 4 827 2 776 2 842
Personnel costs 4 696 4 417 5 058 5 540 5 205
Commisions submitted 1 707 1 655 1 888 2 127 2 105
Operating costs real property 65 52 66 48 35
Depreciations of non-financial assets 689 636 571 218 266
Other operating costs 6 922 7 488 8 604 6 589 6 317
     
Investment income/charges 3 697 4 400 6 354 4 729 4 520
Interest income 3 541 4 351 5 349 4 329 4 143
Share dividend etc. 591 593 1 411 565 528
Interest charges 435 545 406 165 151
     
Gains/losses, value (re-)adjustments on financial assets 3 406 543 -6 640 4 220 3 201
Net realized gains/losses 2 833 2 256 -480 355 1 479
Net change in value 573 -1 712 -6 161 3 865 1 722
     
Profit/loss on ordinary activities 9 417 4 311 1 907 9 319 10 579
     
Other result components 23 -12 -281 322 728
     
Tax 947 828 1 033 2 061 1 535
     
Profit/loss 8 493 3 472 593 7 580 9 772
     
Spesifications   
Balance on the technical account for non-life insurance 5 676 2 986 8 417 4 487 6 233

1From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.

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