Non-life insurance companies. Profit and loss account (accumulated) . NOK Million

Life and non-life insurance companies, 2nd quarter 2012

6 Non-life insurance companies. Profit and loss account (accumulated)¹. NOK Million
	30.06.2011	30.09.2011*	31.12.2011*	31.03.2012*	30.06.2012*



Earned premiums, net of reinsurance	26 108	39 410	54 862	13 686	27 884
Gross premiums written	35 209	46 862	61 780	22 186	38 351
- Reinsurers share of gross premiums written	-3 710	-4 419	-6 153	-2 748	-5 178
Gross change in the provisions for unearned premiums	-6 469	-3 258	-1 092	-6 857	-6 953
- Reinsurance share	1 077	226	328	1 105	1 664

Claims incurred and net change in technical provisions	19 484	28 894	40 234	10 395	19 292
Gross claim payment	20 143	28 913	41 400	11 733	22 669
Reinsurers share of gross claim payments	-2 221	-2 711	-4 284	-1 555	-2 706
Gross change in the provision for outstanding claims	611	1 411	2 047	-207	-1 295
Reinsurers share, gross change in the provision for outstanding claims	669	52	819	352	599
Bonuses and rebates	14	22	184	2	89
Net change in technical provisions	269	1 207	68	70	-64

Other operating income /costs	-5 730	-7 859	-11 048	-2 744	-5 453
Commisions received	27	45	184	56	98
Operating income real property	93	136	166	32	55
Other operating income	1 356	1 870	2 769	524	1 069
Personnel costs	2 682	4 029	5 421	1 489	2 905
Commisions submitted	1 132	1 530	2 432	631	1 225
Operating costs real property	16	24	31	6	10
Depreciations of non-financial assets	259	414	261	56	120
Other operating costs	3 118	3 914	6 023	1 174	2 416

Investment income /costs	3 318	4 264	5 103	1 161	2 443
Interest income	2 129	3 270	4 439	1 054	2 078
Share dividend etc.	1 237	1 084	778	137	424
Interest costs	48	90	113	30	59

Gains/losses, value (re-)adjustments on financial assets	-326	-2 111	-1 101	1 686	1 116
Net realized gains/losses	1 126	932	852	546	406
Net change in value	-1 452	-3 044	-1 953	1 140	710

Profit/loss on ordinary activities	3 886	4 810	7 582	3 394	6 697

Other result components	-14	-141	-68	1	-139

Tax	790	1 432	2 430	696	1 599

Profit/loss	3 082	3 237	5 084	2 698	4 960

Spesifications
Balance on the technical account for non-life insurance	2 343	4 659	6 271	1 113	4 287

¹From January 2008, new annual account regulation for insurance companies adapted to the new International FinancialReporting Standards (IFRS) was introduced. New regulation for life insurance was introduced at the same time. Bothchanges have had an impact on the content and presentation of the insurance statistics. The statistics from 2008 cannot be compared with those from previous years.