| |
|
| Earned premiums, net of reinsurance | 39 410 | 54 862 | 13 686 | 27 908 | 42 198 |
| Gross premiums written | 46 862 | 61 780 | 22 186 | 38 391 | 51 705 |
| - Reinsurers share of gross premiums written | -4 419 | -6 153 | -2 748 | -5 187 | -6 653 |
| Gross change in the provisions for unearned premiums | -3 258 | -1 092 | -6 857 | -6 960 | -3 855 |
| - Reinsurance share | 226 | 328 | 1 105 | 1 664 | 1 001 |
| |
|
| Claims incurred and net change in technical provisions | 28 894 | 40 234 | 10 395 | 19 421 | 29 205 |
| Gross claim payment | 28 913 | 41 400 | 11 733 | 22 516 | 32 742 |
| Reinsurers share of gross claim payments | -2 711 | -4 284 | -1 555 | -2 529 | -3 918 |
| Gross change in the provision for outstanding claims | 1 411 | 2 047 | -207 | -1 023 | -524 |
| Reinsurers share, gross change in the provision for outstanding claims | 52 | 819 | 352 | 424 | 365 |
| Bonuses and rebates | 22 | 184 | 2 | 97 | 166 |
| Net change in technical provisions | 1 207 | 68 | 70 | -64 | 375 |
| |
|
| Other operating income /costs | -7 859 | -11 048 | -2 744 | -5 462 | -7 917 |
| Commisions received | 45 | 184 | 56 | 98 | 137 |
| Operating income real property | 136 | 166 | 32 | 55 | 78 |
| Other operating income | 1 870 | 2 769 | 524 | 1 070 | 1 501 |
| Personnel costs | 4 029 | 5 421 | 1 489 | 2 881 | 4 427 |
| Commisions submitted | 1 530 | 2 432 | 631 | 1 229 | 1 749 |
| Operating costs real property | 24 | 31 | 6 | 10 | 13 |
| Depreciations of non-financial assets | 414 | 261 | 56 | 121 | 179 |
| Other operating costs | 3 914 | 6 023 | 1 174 | 2 444 | 3 264 |
| |
|
| Investment income /costs | 4 264 | 5 103 | 1 161 | 2 449 | 3 644 |
| Interest income | 3 270 | 4 439 | 1 054 | 2 085 | 3 203 |
| Share dividend etc. | 1 084 | 778 | 137 | 423 | 517 |
| Interest costs | 90 | 113 | 30 | 59 | 76 |
| |
|
| Gains/losses, value (re-)adjustments on financial assets | -2 111 | -1 101 | 1 685 | 1 242 | 2 837 |
| Net realized gains/losses | 932 | 852 | 546 | 395 | 1 228 |
| Net change in value | -3 044 | -1 953 | 1 139 | 847 | 1 609 |
| |
|
| Profit/loss on ordinary activities | 4 810 | 7 582 | 3 393 | 6 715 | 11 557 |
| |
|
| Other result components | -141 | -68 | 1 | -139 | -77 |
| |
|
| Tax | 1 432 | 2 430 | 696 | 1 599 | 2 736 |
| |
|
| Profit/loss | 3 237 | 5 084 | 2 698 | 4 978 | 8 745 |
| |
|
| Spesifications |
|
| Balance on the technical account for non-life insurance | 4 659 | 6 271 | 1 113 | 4 174 | 6 740 |
|
