Interest rates in financial corporations

Interest rates in financial corporations ¹
	30.09.2007	30.06.2007	31.03.2007	31.12.2006	30.09.2006	30.09.2005


Total loans from banks	6.11	5.58	5.26	4.70	4.40	3.94
Total bank deposits	3.92	3.36	3.12	2.60	2.21	1.48
Banks' interest rate margin (1-2)	2.19	2.22	2.13	2.10	2.19	2.46
Lending rate, mortage companies	5.18	4.74	4.44	3.90	3.72	3.42
Lending rate, life insurance companies	5.42	5.08	4.79	4.37	4.20	3.99
Lending rate, state lending institutions	3.90	3.65	3.38	3.39	3.20	3.25
Utlån finansinstitusjoner i alt ² Total loans from financial corporations ²	5.81	5.31	4.99	4.49	4.21	3.80
The Norwegian Public Service Pension Fund	4.83	4.31	4.06	3.54	3.29	..
8. Nibor (3mnd. effektiv) ³ Nibor (3mnd. effective) ³	5.89	5.01	4.60	4.02	3.52	2.50
Innskuddsmargin (8 - 2) Deposits margin (8 - 2)	1.97	1.65	1.48	1.43	1.31	1.02
Utlånsmargin (1 - 8) Lending margin (1 - 8)	0.22	0.57	0.66	0.68	0.88	1.44
9. Banker. Nedbetingslån med pant i bolig Banks. Repayment loans secured on dwellings	5.78	5.26	4.95	4.40	4.12	3.67
10. Banker. Rammelån med pant i bolig Banks. Credit loans secured on dwellings	5.48	4.96	4.64	4.09	3.69	..
Banker. Utlånsmargin nedbetingslån med pant i bolig (9 - 8) Banks. Lending margin repayment loans secured ondwellings (9 - 8)	-0.11	0.25	0.35	0.38	0.60	1.17
Banker. Utlånsmargin rammelån med pant i bolig (10 - 8) Banks. Lending margin on credit loans secured on dwellings (10 - 8)	-0.41	-0.05	0.04	0.07	0.17	..

¹	Weighted average interest rates incl. commissions on NOK loans from banks and other financial corporations. Weighted average interest rates on deposits in banks from non-financial enterprises, households and local government 1). Weighted average interestmargins in banks. Per cent per annum.
²	Includes banks, mortgage companies, life insurance companies and state lending institutions. The Norwegian Public Service Pension Fund is not included.
³	Norges Bank.