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| 31.03.2008 | 31.12.2007 | 30.09.2007 | 30.06.2007 | 31.03.2007 | Change 1'st quarter |
Change last year |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total loans from banks | 7.01 | 6.65 | 6.11 | 5.58 | 5.26 | 0.4 | 1.8 | ||||||||||||||||||||||||||||||||
| Total bank deposits | 4.76 | 4.39 | 3.92 | 3.36 | 3.12 | 0.4 | 1.6 | ||||||||||||||||||||||||||||||||
| Banks' interest rate margin (1-2) | 2.25 | 2.26 | 2.19 | 2.22 | 2.13 | 0.0 | 0.1 | ||||||||||||||||||||||||||||||||
| Lending rate, mortage companies | 6.11 | 5.63 | 5.18 | 4.74 | 4.44 | 0.5 | 1.7 | ||||||||||||||||||||||||||||||||
| Lending rate, life insurance companies | 5.87 | 5.82 | 5.42 | 5.08 | 4.79 | 0.1 | 1.1 | ||||||||||||||||||||||||||||||||
| Lending rate, state lending institutions | 4.34 | 4.26 | 3.90 | 3.65 | 3.38 | 0.1 | 1.0 | ||||||||||||||||||||||||||||||||
| Total loans from financial corporations 2 | 6.66 | 6.31 | 5.81 | 5.31 | 4.99 | 0.3 | 1.7 | ||||||||||||||||||||||||||||||||
| The Norwegian Public Service Pension Fund | 5.61 | 5.09 | 4.83 | 4.31 | 4.06 | 0.5 | 1.6 | ||||||||||||||||||||||||||||||||
| Nibor (3mnd. effective) 3 | 6.35 | 6.10 | 5.89 | 5.01 | 4.60 | 0.3 | 1.8 | ||||||||||||||||||||||||||||||||
| Deposit margin (8 - 2) | 1.59 | 1.71 | 1.97 | 1.65 | 1.48 | -0.1 | 0.1 | ||||||||||||||||||||||||||||||||
| Lending margin (1 - 8) | 0.65 | 0.55 | 0.22 | 0.57 | 0.66 | 0.1 | 0.0 | ||||||||||||||||||||||||||||||||
| Banks. Repayment loans secured on dwellings | 6.72 | 6.35 | 5.78 | 5.26 | 4.95 | 0.4 | 1.8 | ||||||||||||||||||||||||||||||||
| Banks. Credit lines secured on dwellings | 6.51 | 6.10 | 5.48 | 4.96 | 4.64 | 0.4 | 1.9 | ||||||||||||||||||||||||||||||||
| Banks. Lending margin repayment loans secured ondwellings (9 - 8) | 0.37 | 0.25 | -0.11 | 0.25 | 0.35 | 0.1 | 0.0 | ||||||||||||||||||||||||||||||||
| Banks. Lending margin on credit lines secured on dwellings (10 - 8) | 0.16 | 0.00 | -0.41 | -0.05 | 0.04 | 0.2 | 0.1 | ||||||||||||||||||||||||||||||||
| Mortgage companies. Repayment loans with home mortgages | 6.58 | 6.23 | 5.68 | 5.08 | 4.78 | 0.4 | 1.8 | ||||||||||||||||||||||||||||||||
| Mortgage companies Credit lines secured on dwellings | 6.51 | : | : | : | : | 0.4 | 1.9 | ||||||||||||||||||||||||||||||||
| Life insurance companiess. Repayment loans with home mortgages | 6.16 | 6.07 | 5.51 | 4.82 | 4.22 | 0.1 | 1.9 | ||||||||||||||||||||||||||||||||
| State lending institutions. Repayment loans with home mortgages | 4.66 | 4.52 | 4.39 | 4.21 | 4.07 | 0.1 | 0.6 | ||||||||||||||||||||||||||||||||
| Financial corporations total: Repayment loans secured on dwellings | 6.57 | 6.22 | 5.69 | 5.18 | 4.88 | 0.4 | 1.7 | ||||||||||||||||||||||||||||||||
| Financial corporations total: Credit lines secured on dwelllings | 6.51 | 6.10 | 5.49 | 4.96 | 4.64 | 0.4 | 1.9 | ||||||||||||||||||||||||||||||||
| Housing loans total from financial corporations | 6.56 | 6.20 | 5.66 | 5.16 | 4.86 | 0.4 | 1.7 | ||||||||||||||||||||||||||||||||
| Norges Banks foliorente | 5.25 | 5.25 | 5.00 | 4.50 | 4.00 | 0.0 | 1.3 | ||||||||||||||||||||||||||||||||
| Dagslånsrenten | 6.25 | 6.25 | 6.00 | 5.50 | 5.00 | 0.0 | 1.3 | ||||||||||||||||||||||||||||||||
| 1 | Weighted average interest rates incl. commissions on NOK loans from banks and other financial corporations. Weighted average interest rates on deposits in banks from non-financial enterprises, households and local government 1). Weighted average interestmargins in banks. Per cent per annum. |
| 2 | Includes banks, mortgage companies, life insurance companies and state lending institutions. The Norwegian Public Service Pension Fund is not included. |
| 3 | Source: Norges Bank. |