| 1. Total loans from banks |
4.56 |
4.42 |
4.28 |
4.19 |
4.40 |
0.15 |
0.17 |
59.2 |
60.1 |
| 2. Total bank deposits |
2.11 |
1.99 |
1.86 |
1.68 |
1.88 |
0.12 |
0.23 |
|
|
| 3. Banks' interest rate margin (1-2) |
2.45 |
2.43 |
2.42 |
2.51 |
2.52 |
0.03 |
-0.06 |
|
|
| |
|
|
|
|
|
|
|
|
|
| 4. Lending rate, mortage companies |
3.49 |
3.36 |
3.19 |
3.18 |
3.43 |
0.13 |
0.06 |
31.7 |
30.7 |
| 5. Lending rate, life insurance companies |
3.79 |
3.83 |
3.73 |
3.69 |
3.93 |
-0.04 |
-0.14 |
1.5 |
1.4 |
| 6a. Lending rate, state lending institutions |
2.76 |
2.72 |
2.70 |
3.11 |
4.20 |
0.04 |
-1.44 |
7.7 |
7.8 |
| 6b. Lending rate, state lending institutions exsclusive loans with zero interest rates in the Norwegian State Educational Loan Fund |
3.21 |
3.16 |
3.08 |
3.65 |
4.86 |
0.05 |
-1.65 |
6.6 |
6.7 |
| Total loans from financial corporations1 |
4.07 |
3.95 |
3.85 |
3.83 |
4.14 |
0.13 |
-0.06 |
100.0 |
100.0 |
| |
|
|
|
|
|
|
|
|
|
| 7.The Norwegian Public Service Pension Fund |
2.49 |
2.25 |
2.02 |
2.26 |
3.28 |
0.24 |
-0.79 |
|
|
| |
|
|
|
|
|
|
|
|
|
| 8. Nibor (3mnd. effective) |
2.86 |
2.39 |
2.24 |
1.98 |
2.00 |
0.47 |
0.86 |
|
|
| Deposits margin (8 - 2) |
0.75 |
0.40 |
0.38 |
0.30 |
0.12 |
0.35 |
0.63 |
|
|
| Loans margin (1 - 8) |
1.70 |
2.03 |
2.04 |
2.21 |
2.40 |
-0.32 |
-0.69 |
|
|
| |
|
|
|
|
|
|
|
|
|
| Banks. Repayment loans with home mortgages |
4.15 |
4.04 |
3.91 |
3.84 |
4.03 |
0.11 |
0.12 |
25.0 |
26.0 |
| Banks. Credit loans with home mortgages |
3.55 |
3.43 |
3.32 |
3.19 |
3.43 |
0.12 |
0.12 |
5.9 |
6.0 |
| Banks. Loans margin repayment loans with home mortgages (9 - 8) |
1.29 |
1.65 |
1.67 |
1.86 |
2.03 |
|
|
|
|
| Banks. Loans margin on credit loans with home mortgages |
0.69 |
1.04 |
1.08 |
1.21 |
1.43 |
-0.35 |
-0.74 |
|
|
| |
|
|
|
|
|
|
|
|
|
| Mortgage companies. Repayment loans with home mortgages |
3.65 |
3.56 |
3.39 |
3.37 |
3.60 |
0.09 |
0.05 |
15.8 |
15.1 |
| Mortgage companies Credit loans with home mortgages |
3.44 |
3.30 |
3.11 |
3.07 |
3.32 |
0.14 |
0.12 |
7.0 |
6.7 |
| Mortgage companies. Loans margin repayment loans with home mortgages (9 - 8) |
0.79 |
1.17 |
1.15 |
1.39 |
1.60 |
|
|
|
|
| Mortgage companies. Loans margin on credit loans with home mortgages |
0.58 |
0.91 |
0.87 |
1.09 |
1.32 |
|
|
|
|
| Life insurance companiess. Repayment loans with home mortgages |
3.62 |
3.64 |
3.50 |
3.50 |
3.83 |
-0.02 |
-0.21 |
|
|
| State lending institutions. Repayment loans with home mortgages |
3.46 |
3.39 |
3.36 |
3.54 |
4.25 |
0.07 |
-0.79 |
|
|
| |
|
|
|
|
|
|
|
|
|
| Home mortgages from financial corporations |
3.92 |
3.84 |
3.72 |
3.69 |
3.94 |
0.08 |
-0.02 |
43.9 |
44.3 |
| Credit lines from financial corporations |
3.49 |
3.36 |
3.23 |
3.14 |
3.39 |
0.13 |
0.10 |
13.0 |
12.8 |
| Loans secured on dwellings from financial corporations |
3.72 |
3.73 |
3.61 |
3.57 |
3.82 |
-0.01 |
-0.10 |
56.8 |
57.0 |
| |
|
|
|
|
|
|
|
|
|
| Totale loans from banks and mortgage companies |
4.19 |
4.06 |
3.95 |
3.90 |
4.14 |
0.14 |
0.06 |
|
|
| |
|
|
|
|
|
|
|
|
|
| Key policy rate2 |
2.00 |
1.75 |
1.75 |
1.25 |
1.25 |
0.25 |
0.75 |
|
|
| Overnight lending rate2 |
3.00 |
2.75 |
2.75 |
2.25 |
2.25 |
0.25 |
0.75 |
|
|
|
