Banks, quarterly profit and loss accounts. NOK million

Financial corporations, quarterly profit and loss accounts

1 Banks, quarterly profit and loss accounts. NOK million
	2010:2	2010:1	2009:4	2009:3	2009:2


Interest income and similar income	58 376	28 435	134 163	104 977	74 786
Interest etc. income on loans and demands on customers and credit institutions	50 332	24 395	118 445	93 745	66 988
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities	7 936	3 848	14 375	10 938	7 574
Other interest income	108	192	1 343	294	224

Interest expenses and similar expenses	34 724	16 635	85 083	68 017	50 390
Interest and similar expenses on deposits from and debt to customers and credit institutions	24 108	11 452	57 159	46 256	34 183
Interest and similar expenses on issued capital	6 796	3 261	19 402	16 022	12 110
Other interest expenses	3 820	1 922	8 521	5 738	4 097

Net interest income	23 652	11 800	49 080	36 960	24 397

Net commission income	5 716	2 666	10 483	7 691	5 119
Commission income	7 854	3 684	14 876	11 007	7 233
Commission costs	2 138	1 018	4 394	3 316	2 115

Net changes in value and gain/loss on securities and currency	905	1 416	10 540	8 861	5 840
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities	516	485	3 374	2 918	1 767
Net changes in value and gain/loss on shares and other securities with variable return	-2 131	82	2 732	2 052	969
Net changes in value and gain/loss on currency	-1 627	356	7 058	7 205	4 650
Net changes in value and gain/loss on other financial assets and liabilities	4 148	492	-2 624	-3 314	-1 544

Other operating income	8 553	1 311	6 125	4 321	3 104
Income from shares and other securities with variable return	1 887	155	647	381	337
Income fromownership interest in associated companies and group companies	658	148	2 122	1 616	1 613
Other operating income (incl. gain on sale on real property)	6 009	1 009	3 356	2 324	1 153

Total income	75 688	34 846	165 705	129 167	90 964

Administration expenses	13 326	6 250	28 416	21 088	14 194
Wages and other personnel expenses	8 124	3 706	18 733	13 894	9 230
Other administration costs	5 203	2 544	9 683	7 195	4 964

Other operating costs	3 890	1 733	9 742	5 832	3 897
Depreciation and write-down	1 263	425	3 722	1 525	1 059
Other operating costs (incl. losses on sale on real property)	2 627	1 308	6 019	4 308	2 838

Total costs	54 078	25 637	127 635	98 254	70 595

Pre-loss profit	21 610	9 210	38 070	30 913	20 368

Losses on loans and guarantees etc.	2 172	934	9 008	7 446	4 739
Loss on loans	2 176	951	8 932	7 342	4 693
Loss on guarantees (incl. credit losses on securities)	-4	-18	76	104	45

Pre-tax profit	19 438	8 276	29 062	23 468	15 630

Other profit components	-1	3	12	.	.
Taxes on ordinary profit	4 711	2 066	8 403	6 695	4 555

Profit and loss at end of period	14 726	6 213	20 670	16 773	11 074