| Interest income and similar income | 5 306 | 2 608 | 11 198 | 8 581 | 5 947 |
| Interest etc. income on loans and demands on customers and credit institutions | 5 305 | 2 608 | 11 197 | 8 580 | 5 946 |
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | . | . | . | . | . |
| Other interest income | - | - | 1 | 1 | - |
| |
|
| Interest expenses and similar expenses | 1 614 | 765 | 3 763 | 3 038 | 2 285 |
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 1 524 | 729 | 3 655 | 2 958 | 2 225 |
| Interest and similar expenses on issued capital | 31 | 15 | 83 | 68 | 51 |
| Other interest expenses | 59 | 21 | 26 | 12 | 9 |
| |
|
| Net interest income | 3 691 | 1 843 | 7 435 | 5 543 | 3 662 |
| |
|
| Net commission income | 549 | 242 | 1 331 | 980 | 97 |
| Commission income | 1 018 | 472 | 2 203 | 1 611 | 1 023 |
| Commission costs | 469 | 230 | 872 | 631 | 926 |
| |
|
| Net changes in value and gain/loss on securities and currency | -25 | -16 | -30 | -7 | - |
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | . | . | . | . | . |
| Net changes in value and gain/loss on shares and other securities with variable return | - | . | . | . | . |
| Net changes in value and gain/loss on currency | -20 | -13 | -48 | -21 | -10 |
| Net changes in value and gain/loss on other financial assets and liabilities | -4 | -3 | 18 | 14 | 10 |
| |
|
| Other operating income | 743 | 366 | 1 149 | 815 | 549 |
| Income from shares and other securities with variable return | 126 | 59 | 82 | 19 | 12 |
| Income fromownership interest in associated companies and group companies | . | . | . | . | . |
| Other operating income (incl. gain on sale on real property) | 617 | 308 | 1 067 | 796 | 537 |
| |
|
| Total income | 7 042 | 3 431 | 14 521 | 10 999 | 7 519 |
| |
|
| Administration expenses | 1 267 | 653 | 2 392 | 1 788 | 1 186 |
| Wages and other personnel expenses | 817 | 433 | 1 572 | 1 186 | 770 |
| Other administration costs | 450 | 220 | 820 | 602 | 417 |
| |
|
| Other operating costs | 1 469 | 689 | 3 068 | 2 217 | 908 |
| Depreciation and write-down | 393 | 186 | 768 | 576 | 387 |
| Other operating costs (incl. losses on sale on real property) | 1 076 | 503 | 2 300 | 1 641 | 520 |
| |
|
| Total costs | 4 819 | 2 336 | 10 095 | 7 674 | 5 305 |
| |
|
| Pre-loss profit | 2 223 | 1 094 | 4 426 | 3 326 | 2 215 |
| |
|
| Losses on loans and guarantees etc. | 548 | 297 | 1 568 | 1 182 | 767 |
| Loss on loans | 545 | 295 | 1 571 | 1 186 | 770 |
| Loss on guarantees (incl. credit losses on securities) | 2 | 2 | -3 | -4 | -3 |
| |
|
| Pre-tax profit | 1 675 | 797 | 2 858 | 2 143 | 1 447 |
| |
|
| Other profit components | . | . | . | . | . |
| Taxes on ordinary profit | 419 | 190 | 736 | 529 | 321 |
| |
|
| Profit and loss at end of period | 1 257 | 607 | 2 122 | 1 615 | 1 126 |
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