Mortgage companies, quarterly profit and loss accounts. NOK million

Financial corporations, quarterly profit and loss accounts

3 Mortgage companies, quarterly profit and loss accounts. NOK million
	2010:2	2010:1	2009:4	2009:3	2009:2


Interest income and similar income	17 699	8 221	33 171	28 377	19 919
Interest etc. income on loans and demands on customers and credit institutions	16 878	8 122	30 754	23 620	16 664
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities	1 744	762	4 614	3 693	2 077
Other interest income	-923	-664	-2 197	1 064	1 178

Interest expenses and similar expenses	13 719	6 101	25 019	22 189	15 885
Interest and similar expenses on deposits from and debt to customers and credit institutions	2 833	1 279	5 091	3 916	2 876
Interest and similar expenses on issued capital	13 689	6 483	23 803	18 215	12 872
Other interest expenses	-2 803	-1 661	-3 875	59	137

Net interest income	3 980	2 119	8 152	6 187	4 034

Net commission income	-300	-155	-419	-255	-133
Commission income	106	52	174	111	56
Commission costs	406	207	594	366	190

Net changes in value and gain/loss on securities and currency	214	-511	-4 054	-3 490	-1 214
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities	-331	53	1 605	1 422	837
Net changes in value and gain/loss on shares and other securities with variable return	.	.	.	.	.
Net changes in value and gain/loss on currency	-1 842	505	-451	-2 584	1 514
Net changes in value and gain/loss on other financial assets and liabilities	2 386	-1 069	-5 208	-2 328	-3 566

Other operating income	14	8	365	354	350
Income from shares and other securities with variable return	1	.	-	-	-
Income fromownership interest in associated companies and group companies	.	.	.	.	.
Other operating income (incl. gain on sale on real property)	14	8	364	353	350

Total income	18 034	7 769	29 656	25 351	19 111

Administration expenses	901	478	1 288	914	590
Wages and other personnel expenses	166	79	364	253	169
Other administration costs	736	399	924	661	422

Other operating costs	176	88	262	185	115
Depreciation and write-down	21	10	37	26	18
Other operating costs (incl. losses on sale on real property)	155	77	225	158	97

Total costs	15 203	6 875	27 163	23 654	16 780

Pre-loss profit	2 830	894	2 493	1 697	2 332

Losses on loans and guarantees etc.	6	14	231	161	139
Loss on loans	6	14	231	161	139
Loss on guarantees (incl. credit losses on securities)	-	.	.	.	.

Pre-tax profit	2 824	880	2 262	1 536	2 193

Other profit components	.	.	.	.	.
Taxes on ordinary profit	458	123	161	122	512

Profit and loss at end of period	2 367	758	2 102	1 414	1 680