Mortgage companies, quarterly profit and loss accounts. NOK million

Financial corporations, quarterly profit and loss accounts

3 Mortgage companies, quarterly profit and loss accounts. NOK million
	2010:3	2010:2	2010:1	2009:4	2009:3


Interest income and similar income	28 162	17 326	8 221	33 171	28 377
Interest etc. income on loans and demands on customers and credit institutions	27 318	16 878	8 122	30 754	23 620
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities	2 724	1 744	762	4 614	3 693
Other interest income	-1 880	-1 296	-664	-2 197	1 064

Interest expenses and similar expenses	21 468	13 346	6 101	25 019	22 189
Interest and similar expenses on deposits from and debt to customers and credit institutions	4 426	2 833	1 279	5 091	3 916
Interest and similar expenses on issued capital	21 079	13 689	6 483	23 803	18 215
Other interest expenses	-4 037	-3 176	-1 661	-3 875	59

Net interest income	6 694	3 980	2 119	8 152	6 187

Net commission income	-438	-300	-155	-419	-255
Commission income	156	106	52	174	111
Commission costs	594	406	207	594	366

Net changes in value and gain/loss on securities and currency	-834	214	-511	-4 054	-3 490
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities	97	-331	53	1 605	1 422
Net changes in value and gain/loss on shares and other securities with variable return	.	.	.	.	.
Net changes in value and gain/loss on currency	-5 584	-1 842	505	-451	-2 584
Net changes in value and gain/loss on other financial assets and liabilities	4 653	2 386	-1 069	-5 208	-2 328

Other operating income	23	14	8	365	354
Income from shares and other securities with variable return	1	1	.	-	-
Income fromownership interest in associated companies and group companies	.	.	.	.	.
Other operating income (incl. gain on sale on real property)	22	14	8	364	353

Total income	27 507	17 660	7 769	29 656	25 351

Administration expenses	1 333	901	478	1 288	914
Wages and other personnel expenses	242	166	79	364	253
Other administration costs	1 091	736	399	924	661

Other operating costs	253	176	88	262	185
Depreciation and write-down	30	21	10	37	26
Other operating costs (incl. losses on sale on real property)	223	155	77	225	158

Total costs	23 647	14 830	6 875	27 163	23 654

Pre-loss profit	3 860	2 830	894	2 493	1 697

Losses on loans and guarantees etc.	10	6	14	231	161
Loss on loans	10	6	14	231	161
Loss on guarantees (incl. credit losses on securities)	.	-	.	.	.

Pre-tax profit	3 850	2 824	880	2 262	1 536

Other profit components	.	.	.	.	.
Taxes on ordinary profit	689	458	123	161	122

Profit and loss at end of period	3 161	2 367	758	2 102	1 414