| Interest income and similar income | 4 978 | 3 244 | 1 571 | 8 581 | 6 923 |
| Interest etc. income on loans and demands on customers and credit institutions | 4 978 | 3 244 | 1 571 | 8 581 | 6 923 |
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | . | . | . | . | . |
| Other interest income | . | . | . | . | . |
| |
|
| Interest expenses and similar expenses | 5 404 | 3 489 | 1 682 | 9 632 | 7 896 |
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 5 404 | 3 489 | 1 682 | 9 633 | 7 896 |
| Interest and similar expenses on issued capital | . | . | . | - | - |
| Other interest expenses | - | - | - | - | - |
| |
|
| Net interest income | -426 | -245 | -111 | -1 051 | -973 |
| |
|
| Net commission income | -26 | -16 | -7 | -31 | -21 |
| Commission income | 14 | 11 | 7 | 16 | 13 |
| Commission costs | 41 | 27 | 13 | 47 | 34 |
| |
|
| Net changes in value and gain/loss on securities and currency | -3 | -1 | 1 | -6 | -4 |
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | . | . | . | . | . |
| Net changes in value and gain/loss on shares and other securities with variable return | -3 | . | . | -1 | -1 |
| Net changes in value and gain/loss on currency | - | -1 | 1 | -5 | -3 |
| Net changes in value and gain/loss on other financial assets and liabilities | . | . | . | . | . |
| |
|
| Other operating income | 15 533 | 9 446 | 6 735 | 24 535 | 18 526 |
| Income from shares and other securities with variable return | . | . | . | . | . |
| Income fromownership interest in associated companies and group companies | . | . | . | . | . |
| Other operating income (incl. gain on sale on real property) | 15 533 | 9 446 | 6 735 | 24 535 | 18 526 |
| |
|
| Total income | 20 522 | 12 699 | 8 313 | 33 127 | 25 458 |
| |
|
| Administration expenses | 1 162 | 774 | 381 | 1 598 | 1 154 |
| Wages and other personnel expenses | 867 | 548 | 292 | 1 148 | 827 |
| Other administration costs | 296 | 226 | 89 | 449 | 327 |
| |
|
| Other operating costs | 13 343 | 8 360 | 6 201 | 21 144 | 15 980 |
| Depreciation and write-down | 11 | 6 | 4 | 19 | 14 |
| Other operating costs (incl. losses on sale on real property) | 13 333 | 8 354 | 6 197 | 21 125 | 15 965 |
| |
|
| Total costs | 19 950 | 12 649 | 8 277 | 32 421 | 25 063 |
| |
|
| Pre-loss profit | 572 | 50 | 37 | 706 | 395 |
| |
|
| Losses on loans and guarantees etc. | 561 | 397 | 200 | 750 | 459 |
| Loss on loans | 554 | 386 | 188 | 728 | 459 |
| Loss on guarantees (incl. credit losses on securities) | 6 | 11 | 11 | 21 | . |
| |
|
| Pre-tax profit | 12 | -347 | -163 | -44 | -65 |
| |
|
| Other profit components | . | . | . | . | . |
| Taxes on ordinary profit | . | . | . | . | . |
| |
|
| Profit and loss at end of period | 12 | -347 | -163 | -44 | -65 |
|
