Interest income and similar income | 144 549 | 91 310 | 58 376 | 28 436 | 134 108 |
Interest etc. income on loans and demands on customers and credit institutions | 127 441 | 78 790 | 50 332 | 24 396 | 118 389 |
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 16 764 | 12 301 | 7 935 | 3 848 | 14 376 |
Other interest income | 344 | 219 | 108 | 192 | 1 343 |
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Interest expenses and similar expenses | 94 605 | 54 222 | 34 724 | 16 635 | 84 919 |
Interest and similar expenses on deposits from and debt to customers and credit institutions | 51 496 | 37 963 | 24 108 | 11 452 | 56 996 |
Interest and similar expenses on issued capital | 14 921 | 10 798 | 6 796 | 3 261 | 19 402 |
Other interest expenses | 28 189 | 5 461 | 3 820 | 1 922 | 8 521 |
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Net interest income | 49 944 | 37 088 | 23 652 | 11 801 | 49 189 |
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Net commission income | 11 741 | 8 580 | 5 716 | 2 666 | 10 483 |
Commission income | 16 056 | 11 808 | 7 854 | 3 684 | 14 877 |
Commission costs | 4 315 | 3 229 | 2 138 | 1 018 | 4 394 |
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Net changes in value and gain/loss on securities and currency | 4 486 | 3 319 | 906 | 1 416 | 10 432 |
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -21 | 1 069 | 516 | 485 | 3 374 |
Net changes in value and gain/loss on shares and other securities with variable return | 972 | 283 | -2 130 | 82 | 2 732 |
Net changes in value and gain/loss on currency | 3 633 | 3 754 | -1 627 | 356 | 7 058 |
Net changes in value and gain/loss on other financial assets and liabilities | -97 | -1 787 | 4 148 | 492 | -2 732 |
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Other operating income | 11 939 | 8 562 | 8 552 | 1 311 | 6 125 |
Income from shares and other securities with variable return | 3 732 | 2 028 | 1 872 | 155 | 647 |
Income fromownership interest in associated companies and group companies | 1 094 | 671 | 667 | 148 | 2 122 |
Other operating income (incl. gain on sale on real property) | 7 113 | 5 863 | 6 012 | 1 009 | 3 356 |
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Total income | 177 031 | 115 000 | 75 688 | 34 847 | 165 542 |
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Administration expenses | 28 258 | 20 861 | 13 326 | 6 250 | 28 409 |
Wages and other personnel expenses | 17 584 | 13 105 | 8 124 | 3 706 | 18 733 |
Other administration costs | 10 674 | 7 757 | 5 202 | 2 545 | 9 676 |
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Other operating costs | 8 188 | 5 933 | 3 890 | 1 733 | 9 718 |
Depreciation and write-down | 2 584 | 1 988 | 1 262 | 425 | 3 722 |
Other operating costs (incl. losses on sale on real property) | 5 604 | 3 945 | 2 627 | 1 308 | 5 996 |
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Total costs | 135 366 | 84 245 | 54 077 | 25 637 | 127 440 |
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Pre-loss profit | 41 665 | 30 754 | 21 611 | 9 210 | 38 102 |
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Losses on loans and guarantees etc. | 3 776 | 2 961 | 2 253 | 934 | 9 063 |
Loss on loans | 3 938 | 3 004 | 2 257 | 951 | 8 986 |
Loss on guarantees (incl. credit losses on securities) | -162 | -42 | -4 | -18 | 76 |
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Pre-tax profit | 37 889 | 27 793 | 19 358 | 8 277 | 29 039 |
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Other profit components | 7 | -10 | -1 | 3 | 12 |
Taxes on ordinary profit | 9 076 | 6 819 | 4 683 | 2 066 | 8 449 |
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Profit and loss at end of period | 28 821 | 20 964 | 14 674 | 6 214 | 20 602 |
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