Interest income and similar income | 7 998 | 5 893 | 5 306 | 2 609 | 11 198 |
Interest etc. income on loans and demands on customers and credit institutions | 7 998 | 5 892 | 5 306 | 2 609 | 11 197 |
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | . | . | . | . | . |
Other interest income | 1 | - | - | - | 1 |
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Interest expenses and similar expenses | 2 410 | 1 759 | 1 614 | 765 | 3 763 |
Interest and similar expenses on deposits from and debt to customers and credit institutions | 2 286 | 1 700 | 1 523 | 729 | 3 655 |
Interest and similar expenses on issued capital | 31 | 26 | 31 | 15 | 83 |
Other interest expenses | 93 | 33 | 60 | 21 | 26 |
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Net interest income | 5 588 | 4 134 | 3 692 | 1 843 | 7 435 |
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Net commission income | 1 286 | 860 | 549 | 242 | 1 331 |
Commission income | 2 283 | 1 581 | 1 018 | 472 | 2 203 |
Commission costs | 997 | 721 | 469 | 230 | 872 |
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Net changes in value and gain/loss on securities and currency | 8 | -7 | -25 | -16 | -30 |
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | . | . | . | . | . |
Net changes in value and gain/loss on shares and other securities with variable return | - | - | - | . | . |
Net changes in value and gain/loss on currency | 8 | - | -20 | -13 | -48 |
Net changes in value and gain/loss on other financial assets and liabilities | - | -6 | -4 | -3 | 18 |
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Other operating income | 1 286 | 1 057 | 743 | 366 | 1 149 |
Income from shares and other securities with variable return | 24 | 134 | 126 | 59 | 82 |
Income fromownership interest in associated companies and group companies | 26 | . | . | . | . |
Other operating income (incl. gain on sale on real property) | 1 236 | 923 | 617 | 308 | 1 067 |
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Total income | 11 576 | 8 524 | 7 043 | 3 431 | 14 521 |
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Administration expenses | 2 096 | 1 522 | 1 267 | 653 | 2 392 |
Wages and other personnel expenses | 1 274 | 976 | 817 | 433 | 1 572 |
Other administration costs | 821 | 546 | 450 | 220 | 820 |
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Other operating costs | 2 659 | 1 918 | 1 469 | 689 | 3 068 |
Depreciation and write-down | 385 | 275 | 393 | 186 | 768 |
Other operating costs (incl. losses on sale on real property) | 2 274 | 1 643 | 1 076 | 503 | 2 300 |
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Total costs | 8 162 | 5 920 | 4 820 | 2 337 | 10 095 |
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Pre-loss profit | 3 414 | 2 604 | 2 223 | 1 094 | 4 426 |
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Losses on loans and guarantees etc. | 821 | 621 | 548 | 297 | 1 568 |
Loss on loans | 817 | 616 | 545 | 295 | 1 571 |
Loss on guarantees (incl. credit losses on securities) | 3 | 5 | 2 | 2 | -3 |
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Pre-tax profit | 2 593 | 1 984 | 1 676 | 797 | 2 858 |
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Other profit components | . | . | . | . | . |
Taxes on ordinary profit | 647 | 497 | 419 | 190 | 736 |
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Profit and loss at end of period | 1 947 | 1 487 | 1 257 | 607 | 2 122 |
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