Interest income and similar income | 37 881 | 28 162 | 17 326 | 8 221 | 33 171 |
Interest etc. income on loans and demands on customers and credit institutions | 36 633 | 27 318 | 16 878 | 8 122 | 30 754 |
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 3 631 | 2 724 | 1 744 | 762 | 4 614 |
Other interest income | -2 383 | -1 880 | -1 296 | -664 | -2 197 |
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Interest expenses and similar expenses | 29 691 | 21 468 | 13 346 | 6 101 | 25 019 |
Interest and similar expenses on deposits from and debt to customers and credit institutions | 5 899 | 4 426 | 2 833 | 1 279 | 5 091 |
Interest and similar expenses on issued capital | 29 088 | 21 079 | 13 689 | 6 483 | 23 803 |
Other interest expenses | -5 295 | -4 037 | -3 176 | -1 661 | -3 875 |
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Net interest income | 8 190 | 6 694 | 3 980 | 2 119 | 8 152 |
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Net commission income | -569 | -438 | -300 | -155 | -419 |
Commission income | 207 | 156 | 106 | 52 | 174 |
Commission costs | 776 | 594 | 406 | 207 | 594 |
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Net changes in value and gain/loss on securities and currency | 1 016 | -834 | 214 | -511 | -4 054 |
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 209 | 97 | -331 | 53 | 1 605 |
Net changes in value and gain/loss on shares and other securities with variable return | . | . | . | . | . |
Net changes in value and gain/loss on currency | -7 137 | -5 584 | -1 842 | 505 | -451 |
Net changes in value and gain/loss on other financial assets and liabilities | 7 945 | 4 653 | 2 386 | -1 069 | -5 208 |
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Other operating income | 22 | 23 | 14 | 8 | 365 |
Income from shares and other securities with variable return | 1 | 1 | 1 | . | - |
Income fromownership interest in associated companies and group companies | . | . | . | . | . |
Other operating income (incl. gain on sale on real property) | 21 | 22 | 14 | 8 | 364 |
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Total income | 39 127 | 27 507 | 17 660 | 7 769 | 29 656 |
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Administration expenses | 1 870 | 1 333 | 901 | 478 | 1 288 |
Wages and other personnel expenses | 336 | 242 | 166 | 79 | 364 |
Other administration costs | 1 534 | 1 091 | 736 | 399 | 924 |
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Other operating costs | 337 | 253 | 176 | 88 | 262 |
Depreciation and write-down | 41 | 30 | 21 | 10 | 37 |
Other operating costs (incl. losses on sale on real property) | 296 | 223 | 155 | 77 | 225 |
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Total costs | 32 675 | 23 647 | 14 830 | 6 875 | 27 163 |
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Pre-loss profit | 6 452 | 3 860 | 2 830 | 894 | 2 493 |
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Losses on loans and guarantees etc. | 138 | 10 | 6 | 14 | 231 |
Loss on loans | 138 | 10 | 6 | 14 | 231 |
Loss on guarantees (incl. credit losses on securities) | . | . | - | . | . |
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Pre-tax profit | 6 314 | 3 850 | 2 824 | 880 | 2 262 |
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Other profit components | . | . | . | . | . |
Taxes on ordinary profit | 954 | 689 | 458 | 123 | 161 |
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Profit and loss at end of period | 5 360 | 3 161 | 2 367 | 758 | 2 102 |
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