| Interest income and similar income | 6 886 | 4 978 | 3 244 | 1 571 | 8 581 |
| Interest etc. income on loans and demands on customers and credit institutions | 6 886 | 4 978 | 3 244 | 1 571 | 8 581 |
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | . | . | . | . | . |
| Other interest income | . | . | . | . | . |
| |
|
| Interest expenses and similar expenses | 7 399 | 5 404 | 3 489 | 1 682 | 9 632 |
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 7 394 | 5 404 | 3 489 | 1 682 | 9 633 |
| Interest and similar expenses on issued capital | . | . | . | . | - |
| Other interest expenses | 4 | - | - | - | - |
| |
|
| Net interest income | -513 | -426 | -245 | -111 | -1 051 |
| |
|
| Net commission income | -38 | -26 | -16 | -7 | -31 |
| Commission income | 17 | 14 | 11 | 7 | 16 |
| Commission costs | 54 | 41 | 27 | 13 | 47 |
| |
|
| Net changes in value and gain/loss on securities and currency | -4 | -3 | -1 | 1 | -6 |
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | . | . | . | . | . |
| Net changes in value and gain/loss on shares and other securities with variable return | -3 | -3 | . | . | -1 |
| Net changes in value and gain/loss on currency | - | - | -1 | 1 | -5 |
| Net changes in value and gain/loss on other financial assets and liabilities | . | . | . | . | . |
| |
|
| Other operating income | 21 162 | 15 533 | 9 446 | 6 735 | 24 535 |
| Income from shares and other securities with variable return | 1 | . | . | . | . |
| Income fromownership interest in associated companies and group companies | . | . | . | . | . |
| Other operating income (incl. gain on sale on real property) | 21 161 | 15 533 | 9 446 | 6 735 | 24 535 |
| |
|
| Total income | 28 061 | 20 522 | 12 699 | 8 313 | 33 127 |
| |
|
| Administration expenses | 1 639 | 1 162 | 774 | 381 | 1 598 |
| Wages and other personnel expenses | 1 226 | 867 | 548 | 292 | 1 148 |
| Other administration costs | 413 | 296 | 226 | 89 | 449 |
| |
|
| Other operating costs | 18 081 | 13 343 | 8 360 | 6 201 | 21 144 |
| Depreciation and write-down | 14 | 11 | 6 | 4 | 19 |
| Other operating costs (incl. losses on sale on real property) | 18 067 | 13 333 | 8 354 | 6 197 | 21 125 |
| |
|
| Total costs | 27 173 | 19 950 | 12 649 | 8 277 | 32 421 |
| |
|
| Pre-loss profit | 888 | 572 | 50 | 37 | 706 |
| |
|
| Losses on loans and guarantees etc. | 961 | 561 | 397 | 200 | 750 |
| Loss on loans | 954 | 554 | 386 | 188 | 728 |
| Loss on guarantees (incl. credit losses on securities) | 8 | 6 | 11 | 11 | 21 |
| |
|
| Pre-tax profit | -73 | 12 | -347 | -163 | -44 |
| |
|
| Other profit components | . | . | . | . | . |
| Taxes on ordinary profit | . | . | . | . | . |
| |
|
| Profit and loss at end of period | -73 | 12 | -347 | -163 | -44 |
|
