Mortgage companies, quarterly profit and loss accounts. NOK million

Financial corporations, quarterly profit and loss accounts

3 Mortgage companies, quarterly profit and loss accounts. NOK million
	2011:1	2010:4	2010:3	2010:2	2010:1


Interest income and similar income	10 430	37 881	28 162	17 326	8 221
Interest etc. income on loans and demands on customers and credit institutions	10 096	36 633	27 318	16 878	8 122
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities	980	3 631	2 724	1 744	762
Other interest income	-646	-2 383	-1 880	-1 296	-664

Interest expenses and similar expenses	8 312	29 691	21 468	13 346	6 101
Interest and similar expenses on deposits from and debt to customers and credit institutions	1 447	5 899	4 426	2 833	1 279
Interest and similar expenses on issued capital	8 115	29 088	21 079	13 689	6 483
Other interest expenses	-1 250	-5 295	-4 037	-3 176	-1 661

Net interest income	2 118	8 190	6 694	3 980	2 119

Net commission income	-138	-569	-438	-300	-155
Commission income	43	207	156	106	52
Commission costs	181	776	594	406	207

Net changes in value and gain/loss on securities and currency	265	1 016	-834	214	-511
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities	1 380	209	97	-331	53
Net changes in value and gain/loss on shares and other securities with variable return	.	.	.	.	.
Net changes in value and gain/loss on currency	1 855	-7 137	-5 584	-1 842	505
Net changes in value and gain/loss on other financial assets and liabilities	-2 970	7 945	4 653	2 386	-1 069

Other operating income	7	22	23	14	8
Income from shares and other securities with variable return	3	1	1	1	.
Income fromownership interest in associated companies and group companies	.	.	.	.	.
Other operating income (incl. gain on sale on real property)	4	21	22	14	8

Total income	10 745	39 127	27 507	17 660	7 769

Administration expenses	484	1 870	1 333	901	478
Wages and other personnel expenses	88	336	242	166	79
Other administration costs	395	1 534	1 091	736	399

Other operating costs	87	337	253	176	88
Depreciation and write-down	8	41	30	21	10
Other operating costs (incl. losses on sale on real property)	79	296	223	155	77

Total costs	9 064	32 675	23 647	14 830	6 875

Pre-loss profit	1 681	6 452	3 860	2 830	894

Losses on loans and guarantees etc.	62	138	10	6	14
Loss on loans	62	138	10	6	14
Loss on guarantees (incl. credit losses on securities)	.	.	.	-	.

Pre-tax profit	1 619	6 314	3 850	2 824	880

Other profit components	.	.	.	.	.
Taxes on ordinary profit	307	954	689	458	123

Profit and loss at end of period	1 311	5 360	3 161	2 367	758