Finance companies, quarterly profit and loss accounts . NOK million (cumulative)

Financial corporations, quarterly profit and loss accounts

2 Finance companies, quarterly profit and loss accounts¹. NOK million (cumulative)
	2011:2	2011:1	2010:4	2010:3	2010:2


Interest income and similar income	4 086	2 023	7 993	5 893	5 306
Interest etc. income on loans and demands on customers and credit institutions	4 085	2 022	7 993	5 892	5 306
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities	.	.	.	.	.
Other interest income	1	1	1	-	-

Interest expenses and similar expenses	1 309	637	2 410	1 759	1 614
Interest and similar expenses on deposits from and debt to customers and credit institutions	1 243	605	2 286	1 700	1 523
Interest and similar expenses on issued capital	10	5	31	26	31
Other interest expenses	55	27	93	33	60

Net interest income	2 777	1 386	5 583	4 134	3 692

Net commission income	580	243	1 286	860	549
Commission income	1 160	543	2 283	1 581	1 018
Commission costs	579	299	997	721	469

Net changes in value and gain/loss on securities and currency	7	5	9	-7	-25
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities	.	.	.	.	.
Net changes in value and gain/loss on shares and other securities with variable return	-	.	-	-	-
Net changes in value and gain/loss on currency	6	4	8	-	-20
Net changes in value and gain/loss on other financial assets and liabilities	1	1	1	-6	-4

Other operating income	198	308	1 284	1 057	743
Income from shares and other securities with variable return	1	5	24	134	126
Income fromownership interest in associated companies and group companies	.	.	26	.	.
Other operating income (incl. gain on sale on real property)	197	303	1 234	923	617

Total income	5 450	2 879	11 570	8 524	7 043

Administration expenses	921	554	2 087	1 522	1 267
Wages and other personnel expenses	580	347	1 267	976	817
Other administration costs	341	208	820	546	450

Other operating costs	1 066	608	2 654	1 918	1 469
Depreciation and write-down	192	121	384	275	393
Other operating costs (incl. losses on sale on real property)	874	487	2 270	1 643	1 076

Total costs	3 875	2 099	8 148	5 920	4 820

Pre-loss profit	1 575	781	3 421	2 604	2 223

Losses on loans and guarantees etc.	260	177	817	621	548
Loss on loans	272	185	813	616	545
Loss on guarantees (incl. credit losses on securities)	-12	-7	3	5	2

Pre-tax profit	1 315	603	2 605	1 984	1 676

Other profit components	.	.	.	.	.
Taxes on ordinary profit	340	157	647	497	419

Profit and loss at end of period	975	446	1 957	1 487	1 257

¹Due to a merge between a finance company and a bank, the profit and loss account for the third quarter of 2010 is not comparable with earlier periods.