Interest income and similar income | 21 402 | 10 430 | 37 881 | 28 162 | 17 326 |
Interest etc. income on loans and demands on customers and credit institutions | 20 583 | 10 096 | 36 633 | 27 318 | 16 878 |
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 1 961 | 980 | 3 631 | 2 724 | 1 744 |
Other interest income | -1 143 | -646 | -2 383 | -1 880 | -1 296 |
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Interest expenses and similar expenses | 17 422 | 8 306 | 29 691 | 21 468 | 13 346 |
Interest and similar expenses on deposits from and debt to customers and credit institutions | 3 083 | 1 447 | 5 899 | 4 426 | 2 833 |
Interest and similar expenses on issued capital | 16 813 | 8 108 | 29 088 | 21 079 | 13 689 |
Other interest expenses | -2 474 | -1 250 | -5 295 | -4 037 | -3 176 |
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Net interest income | 3 979 | 2 125 | 8 190 | 6 694 | 3 980 |
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Net commission income | -263 | -138 | -569 | -438 | -300 |
Commission income | 88 | 43 | 207 | 156 | 106 |
Commission costs | 351 | 181 | 776 | 594 | 406 |
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Net changes in value and gain/loss on securities and currency | -487 | 233 | 1 016 | -834 | 214 |
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 2 362 | 933 | 209 | 97 | -331 |
Net changes in value and gain/loss on shares and other securities with variable return | . | . | . | . | . |
Net changes in value and gain/loss on currency | 751 | 1 855 | -7 137 | -5 584 | -1 842 |
Net changes in value and gain/loss on other financial assets and liabilities | -3 600 | -2 554 | 7 945 | 4 653 | 2 386 |
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Other operating income | 10 | 7 | 22 | 23 | 14 |
Income from shares and other securities with variable return | 3 | 3 | 1 | 1 | 1 |
Income fromownership interest in associated companies and group companies | . | . | . | . | . |
Other operating income (incl. gain on sale on real property) | 7 | 4 | 21 | 22 | 14 |
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Total income | 21 013 | 10 713 | 39 127 | 27 507 | 17 660 |
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Administration expenses | 788 | 483 | 1 870 | 1 333 | 901 |
Wages and other personnel expenses | 168 | 88 | 336 | 242 | 166 |
Other administration costs | 620 | 395 | 1 534 | 1 091 | 736 |
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Other operating costs | 178 | 87 | 337 | 253 | 176 |
Depreciation and write-down | 18 | 8 | 41 | 30 | 21 |
Other operating costs (incl. losses on sale on real property) | 159 | 79 | 296 | 223 | 155 |
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Total costs | 18 739 | 9 057 | 32 675 | 23 647 | 14 830 |
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Pre-loss profit | 2 275 | 1 656 | 6 452 | 3 860 | 2 830 |
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Losses on loans and guarantees etc. | 149 | 62 | 138 | 10 | 6 |
Loss on loans | 149 | 62 | 138 | 10 | 6 |
Loss on guarantees (incl. credit losses on securities) | . | . | . | . | - |
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Pre-tax profit | 2 125 | 1 594 | 6 314 | 3 850 | 2 824 |
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Other profit components | . | . | . | . | . |
Taxes on ordinary profit | 515 | 299 | 954 | 689 | 458 |
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Profit and loss at end of period | 1 610 | 1 295 | 5 360 | 3 161 | 2 367 |
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