| Interest income and similar income | 33 261 | 21 375 | 10 430 | 37 881 | 28 162 |
| Interest etc. income on loans and demands on customers and credit institutions | 32 046 | 20 583 | 10 096 | 36 633 | 27 318 |
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 2 919 | 1 934 | 980 | 3 631 | 2 724 |
| Other interest income | -1 704 | -1 143 | -646 | -2 383 | -1 880 |
| |
|
| Interest expenses and similar expenses | 27 455 | 17 395 | 8 306 | 29 691 | 21 468 |
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 5 180 | 3 083 | 1 447 | 5 899 | 4 426 |
| Interest and similar expenses on issued capital | 25 848 | 16 786 | 8 108 | 29 088 | 21 079 |
| Other interest expenses | -3 573 | -2 474 | -1 250 | -5 295 | -4 037 |
| |
|
| Net interest income | 5 806 | 3 979 | 2 125 | 8 190 | 6 694 |
| |
|
| Net commission income | -368 | -263 | -138 | -569 | -438 |
| Commission income | 134 | 88 | 43 | 207 | 156 |
| Commission costs | 502 | 351 | 181 | 776 | 594 |
| |
|
| Net changes in value and gain/loss on securities and currency | -156 | -487 | 233 | 1 016 | -834 |
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | -3 249 | 2 362 | 933 | 209 | 97 |
| Net changes in value and gain/loss on shares and other securities with variable return | . | . | . | . | . |
| Net changes in value and gain/loss on currency | -2 481 | 751 | 1 855 | -7 137 | -5 584 |
| Net changes in value and gain/loss on other financial assets and liabilities | 5 573 | -3 600 | -2 554 | 7 945 | 4 653 |
| |
|
| Other operating income | 14 | 10 | 7 | 22 | 23 |
| Income from shares and other securities with variable return | 3 | 3 | 3 | 1 | 1 |
| Income fromownership interest in associated companies and group companies | . | . | . | . | . |
| Other operating income (incl. gain on sale on real property) | 11 | 7 | 4 | 21 | 22 |
| |
|
| Total income | 33 254 | 20 986 | 10 713 | 39 127 | 27 507 |
| |
|
| Administration expenses | 990 | 788 | 483 | 1 870 | 1 333 |
| Wages and other personnel expenses | 250 | 168 | 88 | 336 | 242 |
| Other administration costs | 740 | 620 | 395 | 1 534 | 1 091 |
| |
|
| Other operating costs | 272 | 178 | 87 | 337 | 253 |
| Depreciation and write-down | 28 | 18 | 8 | 41 | 30 |
| Other operating costs (incl. losses on sale on real property) | 244 | 159 | 79 | 296 | 223 |
| |
|
| Total costs | 29 219 | 18 712 | 9 057 | 32 675 | 23 647 |
| |
|
| Pre-loss profit | 4 034 | 2 275 | 1 656 | 6 452 | 3 860 |
| |
|
| Losses on loans and guarantees etc. | 198 | 149 | 62 | 138 | 10 |
| Loss on loans | 198 | 149 | 62 | 138 | 10 |
| Loss on guarantees (incl. credit losses on securities) | . | . | . | . | . |
| |
|
| Pre-tax profit | 3 836 | 2 125 | 1 594 | 6 314 | 3 850 |
| |
|
| Other profit components | . | . | . | . | . |
| Taxes on ordinary profit | 648 | 509 | 299 | 954 | 689 |
| |
|
| Profit and loss at end of period | 3 188 | 1 617 | 1 295 | 5 360 | 3 161 |
|
